Regulatory Disclosures

PNC is required to conduct company-run stress tests in accordance with regulations of the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency under the Dodd-Frank Wall Street Reform and Consumer Protection Act. These stress tests are designed to help assess whether financial institutions have sufficient capital to absorb losses and support operations during hypothetical severely adverse economic conditions.

PNC is required to make public disclosures under Liquidity Coverage Ratio and Net Stable Funding Ratio rules issued by the Board of Governors of the Federal Reserve System.

Disclosures are under the final market risk capital rules adopted by Federal banking agencies in June 2012, commonly referred to as "Basel II.5." Effective March 31, 2015, PNC's Market Risk Capital Rule disclosures are included with the Basel III Pillar 3 disclosures.

Call Reports – PNC Bank, National Association

On the FFIEC website, select Report Type "Call\TFR", the Report Date, and enter "PNC Bank, National Association" in the Institution Name section.

Bank Holding Company Reports – The PNC Financial Services Group, Inc.

The following reports are on the National Information Center website:

• Bank Holding Company Performance Report (BHCPR)
• Consolidated Financial Statements for BHCs (FR Y-9C)
• Parent Company Only Financial Statement for Large BHCs (FR Y-9LP)