Credit Ratings

The PNC Financial Services Group, Inc.

Credit	Moody's	Standard & Poor's	Fitch	DBRS
Senior debt	A3	A-	A	A (high)
Subordinated debt	A3	BBB+	A-	A
Preferred stock	Baa2	BBB-	BBB	BBB (high)
Agency rating outlook	Negative	Stable	Stable	Positive

PNC Bank, N.A.

Credit	Moody's	Standard & Poor's	Fitch	DBRS
Senior debt	A2	A	A+	AA (low)
Subordinated debt	A3	A-	A	A (high)
Long-term deposits	Aa3	A*	AA-	AA (low)
Short-term deposits	P-1	A-1*	F1+	R-1 (middle)
Short-term notes	P-1	A-1	F1	R-1 (middle)
LT Counterparty Risk Assessment	A1	-	-	-
ST Counterparty Risk Assessment	P-1	-	-	-
Agency rating outlook	Negative	Stable	Stable	Positive

*S&P does not provide depositor ratings. PNC Bank's long term issuer rating is A and short term issuer rating is A-1.

Updated as of November 30, 2024. Ratings/assessments are subject to change depending on financial and other factors. Other subsidiaries and banks in The PNC Financial Services Group, Inc. may have different ratings. This is not a complete list.