Exhibit 24.3

                               POWER OF ATTORNEY

                                 PNC BANK CORP.
                               SHELF REGISTRATION

KNOW ALL MEN BY THESE PRESENTS, that the undersigned Director of PNC Bank Corp.
(the "Corporation"), a Pennsylvania corporation, hereby names, constitutes and
appoints Robert C. Barry, Jr., John F. Fulgoney and Melanie S. Cibik, or any
one of them, severally, with full power of substitution, such person's true and
lawful attorney-in-fact and agent to execute in such person's name, place and
stead, in any and all capacities, a Registration Statement on Form S-3 (or
other appropriate form) for the registration under the Securities Act of 1933,
as amended, of (i) guarantees by the Corporation of PNC Funding Corp's
unsecured debt securities ("Debt Securities"), which Registration Statement
shall also relate to such Debt Securities, (ii) shares of the Corporation's
common stock, par value $5 per share ("Common Stock"), and (iii) shares of the
Corporation's preferred stock, par value $1 per share ("Preferred Stock"), with
a proposed maximum aggregate offering price for such Debt Securities, Common
Stock and Preferred Stock of $1,300,000,000, plus an undetermined number of
shares of the Corporation's Common Stock issuable upon conversion of shares of
the Preferred Stock to the extent any of such shares of Preferred Stock are by
their terms convertible into Common Stock, and an undetermined number of shares
of Preferred Stock in the form of depositary shares to be evidenced by
depositary receipts to be issued pursuant to a deposit agreement in the event
the Corporation elects to offer to the public fractional interests in shares of
Preferred Stock, and to execute in such person's name place and stead, in any
and all capacities, any and all amendments to said Registration Statement.

And such person hereby ratifies and confirms all that any said attorney-in-fact
or agent, or any substitute, shall lawfully do or cause to be done by virtue
hereof.

Witness the due execution hereof by the following person in the capacity
indicated as of this August 27, 1997.

Name/Signature                                Capacity
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       /s/ Robert N. Clay                     Director
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Robert N. Clay