Exhibit 23.1

                        Consent of Independent Auditors

We consent to the reference to our firm under the caption "Experts" in the
Registration Statement and related Prospectus of PNC Bank Corp. and PNC Funding
Corp and to the incorporation by reference therein of our report dated January
24, 1997, with respect to the consolidated financial statements of PNC Bank
Corp. and subsidiaries incorporated by reference in its Annual Report on Form
10-K for the year ended December 31, 1996, filed with the Securities and
Exchange Commission. 

/s/ ERNST & YOUNG LLP

Pittsburgh, Pennsylvania
August 28, 1997