PNC BANK CORP. & PNC FUNDING CORP

EXHBIT 4.6

FORM OF
DEPOSITARY RECEIPT
FOR
DEPOSITARY SHARES
EACH REPRESENTING

[INSERT DESIGNATION] PREFERRED STOCK

($1.00 PAR VALUE)

OF
PNC BANK CORP.

(INCORPORATED UNDER THE LAWS OF THE COMMONWEALTH OF PENNSYLVANIA)

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[This Receipt is transferable in New York, N.Y.]

No.

[Name of Depositary], a [national banking association] with its principal
offices at the time of the execution of the Deposit Agreement (as defined
below) at [address], as Depositary (the "Depositary"), hereby certifies that

is the registered owner of Depositary Shares, each Depositary Share
representing [specify fraction] of one [insert designation] share of Preferred
Stock, $1.00 par value per share, of PNC Bank Corp., a corporation duly
organized and existing under the laws of the Commonwealth of Pennsylvania (the
"Corporation"), on deposit with the Depositary subject to the terms and
entitled to the benefits of the Deposit Agreement, dated as of [date] (the
"Deposit Agreement"), between the Corporation and the Depositary.

This Receipt shall not be valid or obligatory for any purpose or entitled
to any benefits under the Deposit Agreement unless it shall have been executed
by the Depositary by the manual signature of a duly authorized officer or, if
executed in facsimile by the Depositary, countersigned by a registrar in
respect of this Receipt by the manual signature of a duly authorized officer
thereof.

Dated: NAME OF DEPOSITARY,
Depositary

By:
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Authorized Officer

Countersigned:
[Registrar]

By:
---------------------------------
Authorized Officer

A COPY OF THE DEPOSIT AGREEMENT AND A FULL STATEMENT OF THE DESIGNATION,
RELATIVE RIGHTS, INTERESTS, PREFERENCE AND RESTRICTIONS OF THE SHARES
REPRESENTED BY THIS RECEIPT AND OF EACH CLASS OF SHARES OR SERIES THEREOF THAT
THE CORPORATION IS AUTHORIZED TO ISSUE WILL BE FURNISHED BY THE CORPORATION,
WITHOUT CHARGE, TO EACH HOLDER OF A RECEIPT UPON WRITTEN REQUEST TO THE
SECRETARY OF THE CORPORATION.

The following abbreviations, when used in the inscription on the face of
this receipt, shall be construed as though they were written out in full
according to applicable laws and regulations.

TEN COM - as tenants in common
TEN ENT - as tenants by the entireties
JT TEN - as joint tenants with right of survivorship
and not as tenants in common
UNIF GIFT MIN ACT - Custodian
-------------------- ------------------------
(Cust) (Minor)
under Uniform Gifts to Minors
Act
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(State)

Additional abbreviations may also be used though not in
the above list.

FOR VALUE RECEIVED,
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hereby sell, assign and transfer unto

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Please Print or Type Name and Address Including Zip Code of Assignee

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- ----------------------------------
Please insert Social Security or Other
Identifying Number of Assignee

Depositary
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Shares represented by the written Receipt, and do hereby irrevocably
constitute and appoint
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Attorney to transfer said receipt on the books of the within named Corporation
with full power of substitution in the premises.

Dated: Signature
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NOTE: The signature of this assignment
must correspond with the name as
written upon the face of the Receipt
in every particular, without
alteration or enlargement, or any
change whatever.