Financial Supplement (unaudited) for Third Quarter 2007

EXHIBIT 99.1

LOGO

THE PNC FINANCIAL SERVICES GROUP, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2007

(UNAUDITED)

THE PNC FINANCIAL SERVICES GROUP, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2007

(UNAUDITED)


		Page
Consolidated Income Statement		2
Adjusted Condensed Consolidated Income Statement		3
Consolidated Balance Sheet		4
Capital Ratios		4
Results of Businesses
Summary of Business Segment Results		5
Period-end Employees		5
Retail Banking		6-8
Corporate & Institutional Banking		9
PFPC		10
Efficiency Ratio		11
Details of Net Interest Income, Net Interest Margin, and Trading Revenue		12
Average Consolidated Balance Sheet and Supplemental Average Balance Sheet Information		13-14
Details of Loans		15
Allowances for Loan and Lease Losses and Unfunded Loan Commitments and Letters of Credit, and Net Unfunded Commitments		16
Details of Nonperforming Assets		17-18
Glossary of Terms		19-21
Business Segment Descriptions		22

Appendix—Adjusted Condensed Consolidated Income Statement Reconciliations		A1-A4

The information contained in this Financial Supplement is preliminary, unaudited and based on data available on October 18, 2007. We have reclassified certain prior period amounts included in this Financial Supplement to be consistent with the current period presentation. This information speaks only as of the particular date or dates included in the schedules. We do not undertake any obligation to, and disclaim any duty to, correct or update any of the information provided in this Financial Supplement. Our future financial performance is subject to risks and uncertainties as described in our United States Securities and Exchange Commission (“SEC”) filings.

Additional Information About The PNC/Sterling Financial Corporation Transaction

The PNC Financial Services Group, Inc. and Sterling Financial Corporation will be filing a proxy statement/prospectus and other relevant documents concerning the merger with the United States Securities and Exchange Commission (the “SEC”). WE URGE INVESTORS TO READ THE PROXY STATEMENT/PROSPECTUS AND ANY OTHER DOCUMENTS TO BE FILED WITH THE SEC IN CONNECTION WITH THE MERGER OR INCORPORATED BY REFERENCE IN THE PROXY STATEMENT/PROSPECTUS BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION.

Investors will be able to obtain these documents free of charge at the SEC’s web site at http://www.sec.gov. In addition, documents filed with the SEC by The PNC Financial Services Group, Inc. will be available free of charge from Shareholder Relations at (800) 843-2206. Documents filed with the SEC by Sterling Financial Corporation will be available free of charge from Sterling Financial Corporation by contacting Shareholder Relations at (877) 248-6420.

The directors, executive officers, and certain other members of management and employees of Sterling Financial Corporation are participants in the solicitation of proxies in favor of the merger from the shareholders of Sterling Financial Corporation. Information about the directors and executive officers of Sterling Financial Corporation is included in the proxy statement for its May 8, 2007 annual meeting of shareholders, which was filed with the SEC on April 2, 2007. Additional information regarding the interests of such participants will be included in the proxy statement/prospectus and the other relevant documents filed with the SEC when they become available.

THE PNC FINANCIAL SERVICES GROUP, INC.

Additional Information About The PNC/Yardville National Bancorp Transaction

The PNC Financial Services Group, Inc. (“PNC”) and Yardville National Bancorp (“Yardville”) have filed with the United States Securities and Exchange Commission (the “SEC”) a proxy statement/prospectus and other relevant documents concerning the proposed transaction. YARDVILLE SHAREHOLDERS ARE URGED TO READ THE PROXY STATEMENT/PROSPECTUS REGARDING THE PROPOSED MERGER OF PNC AND YARDVILLE, WHICH WAS FIRST MAILED TO YARDVILLE SHAREHOLDERS ON OR ABOUT SEPTEMBER 5, 2007, BECAUSE IT CONTAINS IMPORTANT INFORMATION.

Yardville shareholders may obtain a free copy of the proxy statement/prospectus and other related documents filed by PNC and Yardville with the SEC at the SEC’s web site at http://www.sec.gov. In addition, documents filed with the SEC by PNC will be available free of charge from Shareholder Relations at (800) 843-2206. Documents filed with the SEC by Yardville will be available free of charge from Yardville by contacting Howard N. Hall, Assistant Treasurer’s Office, 2465 Kuser Road, Hamilton, NJ 08690 or by calling (609) 631-6223.

The directors, executive officers, and certain other members of management and employees of Yardville are participants in the solicitation of proxies in favor of the merger from the shareholders of Yardville. Information about the directors and executive officers of Yardville is set forth in its Annual Report on Form 10-K filed on March 30, 2007 for the year ended December 31, 2006, as amended by the Form 10-K/A filed on May 10, 2007. Additional information regarding the interests of such participants is included in the proxy statement/prospectus and the other relevant documents filed with the SEC.

Mercantile Acquisition

We completed our acquisition of Mercantile Bankshares Corporation (“Mercantile”) on March 2, 2007 and our financial results include Mercantile from that date. PNC issued approximately 53 million shares of common stock and paid approximately $2.1 billion in cash as consideration for the acquisition, and accounted for the transaction under the purchase method. PNC converted the Mercantile banks’ data onto PNC’s financial and operational systems during September 2007.

BlackRock/MLIM Transaction

As further described in our Annual Report on Form 10-K for the year ended December 31, 2006, on September 29, 2006, Merrill Lynch contributed its investment management business (“MLIM”) to BlackRock, Inc. (“BlackRock”), formerly a majority-owned subsidiary of PNC, in exchange for 65 million shares of newly issued BlackRock common and preferred stock.

For the three months and nine months ended September 30, 2006 presented in this Financial Supplement, our Consolidated Income Statement reflects our former majority ownership interest in BlackRock. However, our Consolidated Income Statement for the quarters ended September 30, 2007, June 30, 2007, March 31, 2007, and December 31, 2006 and the nine months ended September 30, 2007 and our Consolidated Balance Sheet as of September 30, 2007, June 30, 2007, March 31, 2007, December 31, 2006 and September 30, 2006 reflect the September 29, 2006 deconsolidation of BlackRock’s balance sheet amounts and recognize our approximate 34% ownership interest in BlackRock as of those dates as an investment accounted for under the equity method.

We have also provided, for information purposes only, adjusted results in this Financial Supplement to reflect BlackRock as if it had been accounted for under the equity method for all periods presented.

Page 1

THE PNC FINANCIAL SERVICES GROUP, INC.

Consolidated Income Statement (Unaudited)


	*For the nine months ended*						*For the three months ended*
*In millions, except per share data*	September 30 2007			September 30 2006			September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Interest Income
Loans	$	3,109		$	2,382		$	1,129		$	1,084		$	896		$	821		$	838
Securities available for sale		1,031			769			366			355			310			280			271
Other		356			244			132			115			109			116			94

Total interest income		4,496			3,395			1,627			1,554			1,315			1,217			1,203

Interest Expense
Deposits		1,531			1,140			531			532			468			450			434
Borrowed funds		843			576			335			284			224			201			202

Total interest expense		2,374			1,716			866			816			692			651			636

Net interest income		2,122			1,679			761			738			623			566			567
Provision for credit losses		127			82			65			54			8			42			16

Net interest income less provision for credit losses		1,995			1,597			696			684			615			524			551

Noninterest Income
Asset management		559			1,271			204			190			165			149			381
Fund servicing		620			644			208			209			203			249			213
Service charges on deposits		258			234			89			92			77			79			81
Brokerage		209			183			71			72			66			63			61
Consumer services		304			272			106			107			91			93			89
Corporate services		533			449			198			176			159			177			157
Equity management gains		81			82			47			2			32			25			21
Net securities gains (losses)		(4	)		(207	)		(2	)		1			(3	)					(195	)
Trading		114			150			33			29			52			33			38
Net gains (losses) related to BlackRock		1			2,078			(50	)		(1	)		52			(12	)		2,078
Other		281			202			86			98			97			113			19

Total noninterest income		2,956			5,358			990			975			991			969			2,943

Noninterest Expense
Compensation		1,368			1,686			480			470			418			442			573
Employee benefits		219			249			73			74			72			55			86
Net occupancy		255			241			87			81			87			69			79
Equipment		227			234			77			79			71			69			77
Marketing		86			81			36			29			21			23			39
Other		928			983			346			307			275			311			313

Total noninterest expense		3,083			3,474			1,099			1,040			944			969			1,167

Income before minority interest and income taxes		1,868			3,481			587			619			662			524			2,327
Minority interest in income of BlackRock					47															6
Income taxes		579			1,215			180			196			203			148			837

Net income	$	1,289		$	2,219		$	407		$	423		$	459		$	376		$	1,484

Earnings Per Common Share
Basic	$	3.92		$	7.60		$	1.21		$	1.24		$	1.49		$	1.29		$	5.09
Diluted	$	3.85		$	7.46		$	1.19		$	1.22		$	1.46		$	1.27		$	5.01

Average Common Shares Outstanding
Basic		329			292			337			342			308			291			291
Diluted		333			297			340			346			312			295			296

Efficiency		61	%		49	%		63	%		61	%		58	%		63	%		33	%

Noninterest income to total revenue		58	%		76	%		57	%		57	%		61	%		63	%		84	%

Effective tax rate (a)		31.0	%		34.9	%		30.7	%		31.7	%		30.7	%		28.2	%		36.0	%

(a)

The effective tax rates are presented on a GAAP basis. The higher effective tax rates for the first nine months of 2006 and the third quarter of 2006 are primarily due to the third quarter 2006 gain on the BlackRock/MLIM transaction and a related $57 million cumulative adjustment to deferred taxes recorded in the same quarter. The lower effective tax rate in the fourth quarter of 2006 was primarily due to a reduction in tax reserves for interest.

Page 2

THE PNC FINANCIAL SERVICES GROUP, INC.

Adjusted Condensed Consolidated Income Statement (Unaudited) (a)


*For the nine months ended - in millions*	September 30 2007		September 30 2006
Net Interest Income
Net interest income	$	2,122	$	1,669
Provision for credit losses		127		82

Net interest income less provision for credit losses		1,995		1,587

Noninterest Income
Asset management		564		379
Other		2,396		2,202

Total noninterest income		2,960		2,581

Noninterest Expense
Compensation and benefits		1,560		1,368
Other		1,456		1,250

Total noninterest expense		3,016		2,618

Income before income taxes		1,939		1,550
Income taxes		602		427

Net income	$	1,337	$	1,123



*For the three months ended – in millions*	September 30 2007		June 30 2007		March 31 2007		December 31 2006		September 30 2006
Net Interest Income
Net interest income	$	761	$	738	$	623	$	566	$	564
Provision for credit losses		65		54		8		42		16

Net interest income less provision for credit losses		696		684		615		524		548

Noninterest Income
Asset management		206		191		167		159		122
Other		836		786		774		832		710

Total noninterest income		1,042		977		941		991		832

Noninterest Expense
Compensation and benefits		537		535		488		497		461
Other		521		490		445		472		411

Total noninterest expense		1,058		1,025		933		969		872

Income before income taxes		680		636		623		546		508
Income taxes		211		202		189		155		128

Net income	$	469	$	434	$	434	$	391	$	380

(a)

This schedule is provided for informational purposes only and reflects historical condensed consolidated financial information of PNC: (1) with amounts adjusted for the impact of certain specified items; (2) as if we had recorded our investment in BlackRock on the equity method for all periods presented; and (3) adjusted in each case, as appropriate, for the tax impact. See the Appendix to this Financial Supplement for reconciliations of these amounts to the corresponding GAAP amounts for each of the periods presented. We have provided these adjusted amounts and reconciliations so that investors, analysts, regulators and others will be better able to evaluate the impact of these items on our results for these periods, in addition to providing a basis of comparability for the impact of the BlackRock deconsolidation given the magnitude of the impact of deconsolidation on various components of our income statement. Adjusted information supplements our results as reported in accordance with GAAP and should not be viewed in isolation from, or as a substitute for, our GAAP results.

Page 3

THE PNC FINANCIAL SERVICES GROUP, INC.

Consolidated Balance Sheet (Unaudited)


*In millions, except par value*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Assets
Cash and due from banks	$	3,318		$	3,177		$	3,234		$	3,523		$	3,018
Federal funds sold and resale agreements		2,360			1,824			1,604			1,763			2,818
Other short-term investments, including trading securities		3,944			3,667			3,041			3,130			2,718
Loans held for sale		3,004			2,562			2,382			2,366			4,317
Securities available for sale		28,430			25,903			26,475			23,191			19,512
Loans, net of unearned income of $986, $1,004, $1,005, $795, and $815		65,760			64,714			62,925			50,105			48,900
Allowance for loan and lease losses		(717	)		(703	)		(690	)		(560	)		(566	)

Net loans		65,043			64,011			62,235			49,545			48,334
Goodwill		7,836			7,745			7,739			3,402			3,418
Other intangible assets		1,099			913			929			641			590
Equity investments		5,975			5,584			5,408			5,330			5,130
Other		10,357			10,265			9,516			8,929			8,581

Total assets	$	131,366		$	125,651		$	122,563		$	101,820		$	98,436

Liabilities
Deposits
Noninterest-bearing	$	18,570		$	18,302		$	18,191		$	16,070		$	14,840
Interest-bearing		59,839			58,919			59,176			50,231			49,732

Total deposits		78,409			77,221			77,367			66,301			64,572
Borrowed funds
Federal funds purchased		6,658			7,212			5,638			2,711			3,475
Repurchase agreements		1,990			2,805			2,586			2,051			2,275
Bank notes and senior debt		7,794			7,537			4,551			3,633			2,177
Subordinated debt		3,976			4,226			4,628			3,962			4,436
Federal Home Loan Bank borrowings		4,772			104			111			42			50
Other		2,263			2,632			2,942			2,629			2,282

Total borrowed funds		27,453			24,516			20,456			15,028			14,695
Allowance for unfunded loan commitments and letters of credit		127			125			121			120			117
Accrued expenses		4,077			3,663			3,864			3,970			3,855
Other		5,095			4,252			4,649			4,728			4,031

Total liabilities		115,161			109,777			106,457			90,147			87,270

Minority and noncontrolling interests in consolidated entities		1,666			1,370			1,367			885			408
Shareholders’ Equity
Preferred stock (a)
Common stock—$5 par value
Authorized 800 shares, issued 353 shares		1,764			1,764			1,764			1,764			1,764
Capital surplus		2,631			2,606			2,520			1,651			1,628
Retained earnings		11,531			11,339			11,134			10,985			10,771
Accumulated other comprehensive loss		(255	)		(439	)		(162	)		(235	)		(109	)
Common stock held in treasury at cost: 16, 11, 7, 60, and 59 shares		(1,132	)		(766	)		(517	)		(3,377	)		(3,296	)

Total shareholders’ equity		14,539			14,504			14,739			10,788			10,758

Total liabilities, minority and noncontrolling interests, and shareholders’ equity	$	131,366		$	125,651		$	122,563		$	101,820		$	98,436

Capital Ratios
Tier 1 risk-based (b)		7.5	%		8.3	%		8.6	%		10.4	%		10.4
Total risk-based (b)		10.8			11.8			12.2			13.5			13.6
Leverage (b)		6.8			7.3			8.7			9.3			9.4
Tangible common equity		5.2			5.5			5.8			7.4			7.5
Common shareholders’ equity to assets		11.1			11.5			12.0			10.6			10.9

(a)	Less than $.5 million at each date.

(b)	The ratios as of September 30, 2007 are estimated.

Page 4

THE PNC FINANCIAL SERVICES GROUP, INC.

Summary of Business Segment Results (Unaudited)


*Three months ended – in millions* (a) (c)	September 30 2007		June 30 2007		March 31 2007		December 31 2006		September 30 2006
Earnings
Retail Banking (b)	$	250	$	227	$	201	$	184	$	206
Corporate & Institutional Banking (b)		87		122		132		126		111
PFPC		33		32		31		31		40
Other, including BlackRock (b) (c)		37		42		95		35		1,127

Total consolidated net income	$	407	$	423	$	459	$	376	$	1,484

Revenue (d)
Retail Banking (b)	$	985	$	978	$	839	$	799	$	791
Corporate & Institutional Banking (b)		388		381		370		390		352
PFPC (e)		209		208		200		194		186
Other, including BlackRock (b) (c)		175		154		211		157		2,188

Total consolidated revenue	$	1,757	$	1,721	$	1,620	$	1,540	$	3,517

(a)

This summary also serves as a reconciliation of total earnings and revenue for all businesses to total consolidated net income and revenue. Our business information is presented based on our management accounting practices and our management structure. We refine our methodologies from time to time as our management accounting practices are enhanced and our businesses and management structure change.

(b)	Amounts for 2007 subsequent to March 2, 2007 include the impact of Mercantile.

(c)

We consider BlackRock to be a separate reportable business segment but have combined its results with Other for this presentation. Our Quarterly Report on Form 10-Q for the third quarter of 2007 will provide additional business segment disclosures for BlackRock. Generally, PNC’s business segment earnings from BlackRock can be estimated by multiplying our current 33.7% ownership interest by BlackRock’s reported GAAP earnings, less the additional income taxes recorded by PNC on those earnings. The effective tax rate on those earnings is typically less than PNC’s consolidated effective tax rate due to the tax treatment of dividends received, if any, from BlackRock. PNC’s effective tax rate on its earnings from BlackRock for the third quarter of 2007 was 23.9%.

(d)

Business revenue is presented on a taxable-equivalent basis. The interest income earned on certain earning assets is completely or partially exempt from federal income tax. As such, these tax-exempt instruments typically yield lower returns than a taxable investment. To provide more meaningful comparisons of yields and margins for all earning assets, we also provide revenue on a taxable-equivalent basis by increasing the interest income earned on tax-exempt assets to make it fully equivalent to interest income earned on other taxable investments. This adjustment is not permitted under GAAP on the Consolidated Income Statement. The following is a reconciliation of total consolidated revenue on a book (GAAP) basis to total consolidated revenue on a taxable-equivalent basis (in millions):


	September 30 2007		June 30 2007		March 31 2007		December 31 2006		September 30 2006
Total consolidated revenue, book (GAAP) basis	$	1,751	$	1,713	$	1,614	$	1,535	$	3,510
Taxable-equivalent adjustment		6		8		6		5		7

Total consolidated revenue, taxable-equivalent basis	$	1,757	$	1,721	$	1,620	$	1,540	$	3,517

(e)	PFPC revenue represents the sum of servicing revenue and nonoperating income (expense) less debt financing costs. Prior period servicing revenue amounts have been reclassified to conform with the current period presentation.


	September 30 2007	June 30 2007	March 31 2007	December 31 2006	September 30 2006
Period-end Employees
Full-time employees:
Retail Banking	11,753	11,804	11,838	9,549	9,531
Corporate & Institutional Banking	2,267	2,084	2,038	1,936	1,925
PFPC	4,504	4,522	4,400	4,381	4,317
Other
Operations & Technology	4,243	4,501	4,493	3,909	3,927
Staff Services	2,044	2,115	2,059	1,680	1,674

Total Other	6,287	6,616	6,552	5,589	5,601

Total full-time employees	24,811	25,026	24,828	21,455	21,374
Total part-time employees	2,823	3,028	2,867	2,328	2,165

Total employees	27,634	28,054	27,695	23,783	23,539

The period-end employee statistics disclosed for each business reflect staff directly employed by the respective business and exclude operations, technology and staff services employees. Mercantile employees are included in the Retail Banking, Corporate & Institutional Banking, and Other businesses at September 30, 2007, June 30, 2007 and March 31, 2007. PFPC employee statistics are provided on a legal entity basis.

Page 5

THE PNC FINANCIAL SERVICES GROUP, INC.

Retail Banking (Unaudited)


*Three months ended* *Taxable-equivalent basis* (a) *Dollars in millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
INCOME STATEMENT
Net interest income	$	535		$	535		$	452		$	419		$	427
Noninterest income		450			443			387			380			364

Total revenue		985			978			839			799			791
Provision for credit losses		8			37			23			35			9
Noninterest expense		577			579			496			471			456

Pretax earnings		400			362			320			293			326
Income taxes		150			135			119			109			120

Earnings	$	250		$	227		$	201		$	184		$	206

AVERAGE BALANCE SHEET
Loans
Consumer
Home equity	$	14,296		$	14,237		$	13,881		$	13,807		$	13,849
Indirect		2,033			2,036			1,480			1,133			1,069
Other consumer		1,610			1,596			1,490			1,322			1,221

Total consumer		17,939			17,869			16,851			16,262			16,139
Commercial		13,799			13,678			8,201			5,907			5,821
Floor plan		939			1,037			952			853			854
Residential mortgage		2,050			2,038			1,781			1,031			1,509
Other		230			235			233			234			250

Total loans		34,957			34,857			28,018			24,287			24,573
Goodwill and other intangible assets		5,703			5,737			2,942			1,574			1,580
Loans held for sale		1,567			1,554			1,562			1,505			1,513
Other assets		2,848			2,626			1,927			1,671			1,640

Total assets	$	45,075		$	44,774		$	34,449		$	29,037		$	29,306

Deposits
Noninterest-bearing demand	$	11,191		$	11,065		$	8,871		$	7,834		$	7,848
Interest-bearing demand		8,869			9,097			8,354			7,865			7,787
Money market		17,020			17,100			15,669			14,822			14,832

Total transaction deposits		37,080			37,262			32,894			30,521			30,467
Savings		2,831			2,981			2,243			1,877			1,976
Certificates of deposit		16,502			17,531			15,738			14,694			14,053

Total deposits		56,413			57,774			50,875			47,092			46,496
Other liabilities		540			679			708			598			515
Capital		3,595			3,724			3,287			3,034			2,988

Total funds	$	60,548		$	62,177		$	54,870		$	50,724		$	49,999

PERFORMANCE RATIOS
Return on average capital		28	%		24	%		25	%		24	%		27	%
Noninterest income to total revenue		46			45			46			48			46
Efficiency		59			59			59			59			58

(a)	See notes (a), (b) and (d) on page 5.

Page 6

THE PNC FINANCIAL SERVICES GROUP, INC.

Retail Banking (Unaudited) (Continued)


*Three months ended, dollars in millions except as noted*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
OTHER INFORMATION, INCLUDING MERCANTILE (a) (b)
Credit-related statistics:
Nonperforming assets	$	137		$	140		$	123		$	106		$	95
Net charge-offs	$	34		$	25		$	27		$	21		$	31
Annualized net charge-off ratio		.39	%		.29	%		.39	%		.34	%		.50	%

Other statistics:
Full-time employees		11,753			11,804			11,838			9,549			9,531
Part-time employees		2,248			2,360			2,224			1,829			1,660
ATMs		3,870			3,917			3,862			3,581			3,594
Branches (c)		1,072			1,084			1,077			852			848

ASSETS UNDER ADMINISTRATION (in billions) (d)
Assets under management
Personal	$	57		$	55		$	54		$	44		$	42
Institutional		20			22			22			10			10

Total	$	77		$	77		$	76		$	54		$	52

Asset Type
Equity	$	44		$	43		$	41		$	34		$	32
Fixed income		20			20			20			12			12
Liquidity/Other		13			14			15			8			8

Total	$	77		$	77		$	76		$	54		$	52

Nondiscretionary assets under administration
Personal	$	31		$	30		$	31		$	25		$	27
Institutional		81			81			80			61			62

Total	$	112		$	111		$	111		$	86		$	89

Asset Type
Equity	$	50		$	47		$	42		$	33		$	32
Fixed income		27			28			28			24			27
Liquidity/Other		35			36			41			29			30

Total	$	112		$	111		$	111		$	86		$	89

(a)	Presented as of period-end, except for net charge-offs and annualized net charge-off ratio.

(b)	Amounts subsequent to March 2, 2007 include the impact of Mercantile.

(c)	Excludes certain satellite branches that provide limited products and service hours.

(d)	Excludes brokerage account assets.

Page 7

THE PNC FINANCIAL SERVICES GROUP, INC.

Retail Banking (Unaudited) (Continued)


*Three months ended* *Dollars in millions except as noted*	September 30 2007			June 30 2007 (b)			March 31 2007 (b)			December 31 2006			September 30 2006
OTHER INFORMATION, INCLUDING MERCANTILE AT SEPTEMBER 30, 2007 ONLY (a) (b)
Home equity portfolio credit statistics:
% of first lien positions (c)		39	%		42	%		43	%		43	%		44	%
Weighted average loan-to-value ratios (c)		72	%		70	%		70	%		70	%		69	%
Weighted average FICO scores (d)		726			727			726			728			728
Loans 90 days past due		.30	%		.26	%		.25	%		.24	%		.22	%

Checking-related statistics:
Retail Banking checking relationships		2,275,000			1,967,000			1,962,000			1,954,000			1,958,000
Consumer DDA households using online banking		1,050,000			975,000			960,000			938,000			920,000
% of consumer DDA households using online banking		52	%		55	%		54	%		53	%		52	%
Consumer DDA households using online bill payment		604,000			505,000			450,000			404,000			361,000
% of consumer DDA households using online bill payment		30	%		29	%		25	%		23	%		20	%

Small business loans and managed deposits:
Small business loans	$	13,157		$	5,410		$	5,284		$	5,116		$	5,080
Managed deposits:
On-balance sheet
Noninterest-bearing demand	$	6,119		$	4,250		$	4,284		$	4,383		$	4,402
Interest-bearing demand		2,027			1,505			1,517			1,649			1,752
Money market		3,389			2,595			2,635			2,592			2,689
Certificates of deposit		1,070			584			681			802			763
Off-balance sheet (e)
Small business sweep checking		3,203			1,933			1,827			1,733			1,651

Total managed deposits	$	15,808		$	10,867		$	10,944		$	11,159		$	11,257

Brokerage statistics:
Margin loans	$	161		$	162		$	166		$	163		$	170
Financial consultants (f)		765			767			757			758			752
Full service brokerage offices		100			99			99			99			99
Brokerage account assets (billions)	$	49		$	47		$	46		$	46		$	44

Other statistics:
Gains on sales of education loans (g)	$	12		$	5		$	3		$	11		$	11

(a)

Presented as of period-end for all periods presented, except for gains on sales of education loans which are for the three months ended and small business sweep checking amounts, which are average. Small business loans and on-balance sheet managed deposits data for periods prior to the three months ended September 30, 2007 was previously provided on an average basis.

(b)

This information excludes the impact of acquisitions between PNC’s acquisition date and the date of conversion of the acquired companies’ data onto PNC’s financial and operational systems because such information was not available prior to the conversion date. Therefore, information presented above as of and for the three months ended June 30, 2007 and March 31, 2007 excludes the impact of Mercantile, which PNC acquired effective March 2, 2007 and converted during September 2007.

(c)	Includes loans from acquired portfolios for which lien position and loan-to-value information was limited.

(d)	Represents the most recent FICO scores we have on file.

(e)	Represents small business balances, a portion of which are calculated on a one-month lag. These balances are swept into liquidity products managed by other PNC business segments, the majority of which are off-balance sheet.

(f)	Financial consultants provide services in full service brokerage offices and PNC traditional branches.

(g)	Included in “Noninterest income” on page 6.

Page 8

THE PNC FINANCIAL SERVICES GROUP, INC.

Corporate & Institutional Banking (Unaudited)


*Three months ended* *Taxable-equivalent basis* (a) *Dollars in millions except as noted*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
INCOME STATEMENT
Net interest income	$	204		$	194		$	183		$	186		$	178
Noninterest income
Corporate service fees		161			139			127			149			131
Other		23			48			60			55			43

Noninterest income		184			187			187			204			174

Total revenue		388			381			370			390			352
Provision for (recoveries of) credit losses		55			17			(16	)		6			7
Noninterest expense		211			192			193			199			181

Pretax earnings		122			172			193			185			164
Income taxes		35			50			61			59			53

Earnings	$	87		$	122		$	132		$	126		$	111

AVERAGE BALANCE SHEET
Loans
Corporate (b)	$	9,625		$	9,274		$	8,909		$	8,885		$	8,670
Commercial real estate		3,576			3,555			3,253			3,143			2,953
Commercial—real estate related		3,746			3,736			2,733			2,189			2,476
Asset-based lending		4,647			4,562			4,513			4,594			4,563

Total loans (b)		21,594			21,127			19,408			18,811			18,662
Goodwill and other intangible assets		2,085			1,837			1,544			1,399			1,366
Loans held for sale		1,207			982			1,302			965			865
Other assets		4,544			4,531			4,244			4,550			4,288

Total assets	$	29,430		$	28,477		$	26,498		$	25,725		$	25,181

Deposits
Noninterest-bearing demand	$	7,238		$	6,953		$	7,083		$	7,210		$	6,817
Money market		4,960			4,653			4,530			3,644			2,678
Other		1,436			1,113			926			921			995

Total deposits		13,634			12,719			12,539			11,775			10,490
Other liabilities		3,109			2,960			2,850			3,093			2,967
Capital		2,132			2,050			2,064			1,935			1,735

Total funds	$	18,875		$	17,729		$	17,453		$	16,803		$	15,192

PERFORMANCE RATIOS
Return on average capital		16	%		24	%		26	%		26	%		25	%
Noninterest income to total revenue		47			49			51			52			49
Efficiency		54			50			52			51			51

COMMERCIAL MORTGAGE
SERVICING PORTFOLIO (in billions)
Beginning of period	$	222		$	206		$	200		$	180		$	151
Acquisitions/additions		36			28			16			33			37
Repayments/transfers		(14	)		(12	)		(10	)		(13	)		(8	)

End of period (c)	$	244		$	222		$	206		$	200		$	180

OTHER INFORMATION
Consolidated revenue from: (d)
Treasury Management	$	121		$	114		$	110		$	107		$	106
Capital Markets	$	73		$	76		$	67		$	79		$	64
Midland Loan Services	$	59		$	56		$	54		$	53		$	47
Total loans (e)	$	22,455		$	21,662		$	21,193		$	18,957		$	19,265
Nonperforming assets (e)	$	141		$	100		$	77		$	63		$	94
Net charge-offs	$	15		$	7		$	9		$	24		$	14
Full-time employees (e)		2,267			2,084			2,038			1,936			1,925
Net gains on commercial mortgage loan sales (c)	$	5		$	9		$	15		$	18		$	12
Net carrying amount of commercial mortgage servicing rights (c) (e)	$	708		$	493		$	487		$	471		$	414

(a)	See notes (a), (b) and (d) on page 5.

(b)	Includes lease financing.

(c)	Amounts at September 30, 2007 include the impact of the July 2, 2007 acquisition of ARCS Commercial Mortgage.

(d)	Represents consolidated PNC amounts.

(e)	Presented as of period end.

Page 9

THE PNC FINANCIAL SERVICES GROUP, INC.

PFPC (Unaudited) (a)


*Three months ended* *Dollars in millions except as noted*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
INCOME STATEMENT
Servicing revenue (b)	$	216		$	216		$	208		$	203		$	196
Operating expense (b)		159			158			153			146			144

Operating income		57			58			55			57			52
Debt financing		9			9			10			10			11
Nonoperating income (c)		2			1			2			1			1

Pretax earnings		50			50			47			48			42
Income taxes (d)		17			18			16			17			2

Earnings	$	33		$	32		$	31		$	31		$	40

PERIOD-END BALANCE SHEET
Goodwill and other intangible assets	$	1,002		$	1,005		$	1,008		$	1,012		$	1,015
Other assets		1,169			1,395			1,370			1,192			1,038

Total assets	$	2,171		$	2,400		$	2,378		$	2,204		$	2,053

Debt financing	$	702		$	734		$	760		$	792		$	813
Other liabilities		878			1,109			1,091			917			772
Shareholder’s equity		591			557			527			495			468

Total funds	$	2,171		$	2,400		$	2,378		$	2,204		$	2,053

PERFORMANCE RATIOS
Return on average equity		23	%		24	%		25	%		26	%		35	%
Operating margin (e)		26			27			26			28			27

SERVICING STATISTICS (at period end)
Accounting/administration net fund assets (in billions)
Domestic	$	806		$	765		$	731		$	746		$	695
Offshore		116			103			91			91			79

Total	$	922		$	868		$	822		$	837		$	774

Asset type (in billions)
Money market	$	328		$	286		$	280		$	281		$	260
Equity		377			373			352			354			331
Fixed income		117			118			111			117			111
Other (f)		100			91			79			85			72

Total	$	922		$	868		$	822		$	837		$	774

Custody fund assets (in billions)	$	497		$	467		$	435		$	427		$	399

Shareholder accounts (in millions)
Transfer agency		19			20			18			18			18
Subaccounting		51			50			50			50			48

Total		70			70			68			68			66

OTHER INFORMATION
Period-end full-time employees		4,504			4,522			4,400			4,381			4,317

(a)	See note (a) on page 5.

(b)

Certain out-of-pocket expense items which are then client billable are included in both servicing revenue and operating expense above, but offset each other entirely and therefore have no net effect on operating income. Distribution revenue and expenses which relate to 12b-1 fees that PFPC receives from certain fund clients for the payment of marketing, sales and service expenses also entirely offset each other, but are netted for presentation purposes above. Prior period amounts have been reclassified to conform with the current period presentation.

(c)	Net of nonoperating expense.

(d)	Income taxes for the quarter ended September 30, 2006 included the benefit of a $13.5 million reversal of deferred taxes related to foreign subsidiary earnings.

(e)	Total operating income divided by servicing revenue.

(f)	Includes alternative investment net assets serviced.

Page 10

THE PNC FINANCIAL SERVICES GROUP, INC.

Efficiency Ratio (Unaudited)


	Three months ended
	September 30 2007		June 30 2007		March 31 2007		December 31 2006		September 30 2006
Efficiency, as reported (a)	63	%	61	%	58	%	63	%	33	%
Efficiency, as adjusted (b)	59	%	60	%	60	%	62	%	62	%

(a)	Calculated as noninterest expense divided by the sum of net interest income and noninterest income on the Consolidated Income Statement.

(b)

Calculated as PNC’s efficiency ratio adjusted: (1) for the impact of certain specified items; (2) as if we had recorded our investment in BlackRock on the equity method for all periods presented; and (3) in each case, as appropriate, adjusted for the tax impact. We have provided these adjusted amounts and reconciliations so that shareholders, investor analysts, regulators and others will be better able to evaluate the impact of these items on our “as reported” efficiency ratio for these periods, in addition to providing a basis of comparability for the impact of the BlackRock deconsolidation. Amounts used for these adjusted ratios are reconciled to amounts used in the PNC efficiency ratio as reported (GAAP basis).


	Three months ended
*Dollars in millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Reconciliation of GAAP amounts with amounts used in the calculation of the adjusted efficiency ratio:
GAAP basis—net interest income	$	761		$	738		$	623		$	566		$	567
Adjustment to net interest income: BlackRock equity method (c)														(3	)

Adjusted net interest income	$	761		$	738		$	623		$	566		$	564

GAAP basis—noninterest income	$	990		$	975		$	991		$	969		$	2,943
Adjustments:
Gain on BlackRock/MLIM transaction														(2,078	)
Securities portfolio rebalancing loss														196
Mortgage loan portfolio repositioning loss														48
Integration costs		2			1			2			10
BlackRock LTIP		50			1			(52	)		12
BlackRock equity method (c)														(277	)

Adjusted noninterest income	$	1,042		$	977		$	941		$	991		$	832

Adjusted total revenue	$	1,803		$	1,715		$	1,564		$	1,557		$	1,396

GAAP basis—noninterest expense	$	1,099		$	1,040		$	944		$	969		$	1,167
Adjustments:
Integration costs		(41	)		(15	)		(11	)					(72	)
BlackRock equity method (c)														(223	)

Adjusted noninterest expense	$	1,058		$	1,025		$	933		$	969		$	872

Adjusted efficiency ratio		59	%		60	%		60	%		62	%		62	%

(c)	See the Appendix to this Financial Supplement.

Page 11

THE PNC FINANCIAL SERVICES GROUP, INC.

Details of Net Interest Income, Net Interest Margin, and Trading Revenue (Unaudited)


	Three months ended
*In millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Net Interest Income
Interest income, taxable equivalent basis
Loans	$	1,134		$	1,088		$	899		$	824		$	841
Securities available for sale		368			355			310			279			272
Other		131			119			112			119			97

Total interest income		1,633			1,562			1,321			1,222			1,210

Interest expense
Deposits		531			532			468			450			434
Borrowed funds		335			284			224			201			202

Total interest expense		866			816			692			651			636

Net interest income, taxable-equivalent basis		767			746			629			571			574
Less: Taxable-equivalent adjustment		6			8			6			5			7

Net interest income, GAAP basis	$	761		$	738		$	623		$	566		$	567


	Three months ended
	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Net Interest Margin
Average yields/rates
Yield on interest-earning assets
Loans		6.89	%		6.81	%		6.68	%		6.63	%		6.59	%
Securities available for sale		5.42			5.37			5.31			5.27			5.01
Other		5.56			5.94			5.83			5.56			5.78
Total yield on interest-earning assets		6.37			6.35			6.23			6.15			6.09
Rate on interest-bearing liabilities
Deposits		3.49			3.52			3.52			3.54			3.43
Borrowed funds		5.22			5.28			5.33			5.39			5.40
Total rate on interest-bearing liabilities		3.99			3.98			3.95			3.97			3.88

Interest rate spread		2.38			2.37			2.28			2.18			2.21
Impact of noninterest-bearing sources		.62			.66			.67			.70			.68

Net interest margin		3.00	%		3.03	%		2.95	%		2.88	%		2.89	%


	Three months ended
*In millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Trading Revenue (a)
Net interest income (expense)	$	(1	)	$	1					$	(2	)	$	(1	)
Noninterest income		33			29		$	52			33			38

Total trading revenue	$	32		$	30		$	52		$	31		$	37

Securities underwriting and trading (b)	$	14		$	8		$	9		$	11		$	7
Foreign exchange		15			13			14			13			11
Financial derivatives		3			9			29			7			19

Total trading revenue	$	32		$	30		$	52		$	31		$	37

(a)	See pages 13-14 for disclosure of average trading assets and liabilities.

(b)	Includes changes in fair value for certain loans accounted for at fair value. See page 13 for disclosure of average loans at fair value.

Page 12

THE PNC FINANCIAL SERVICES GROUP, INC.

Average Consolidated Balance Sheet (Unaudited)


*Three months ended - in millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Assets
Interest-earning assets:
Securities available for sale
Residential mortgage-backed	$	19,541		$	19,280		$	17,198		$	16,082		$	15,282
Commercial mortgage-backed		4,177			3,646			3,338			2,640			2,182
Asset-backed		2,454			2,531			1,876			1,561			1,457
U.S. Treasury and government agencies		281			344			394			441			2,285
State and municipal		233			203			162			140			144
Other debt		25			33			79			89			90
Corporate stocks and other		381			383			347			277			259

Total securities available for sale (a)		27,092			26,420			23,394			21,230			21,699
Loans, net of unearned income
Commercial		26,352			25,845			21,479			20,458			20,431
Commercial real estate		8,272			8,320			5,478			3,483			3,268
Lease financing		2,581			2,566			2,534			2,789			2,790
Consumer		17,954			17,886			16,865			16,272			16,150
Residential mortgage		9,325			8,527			7,173			5,606			7,332
Other		393			411			527			385			367

Total loans, net of unearned income		64,877			63,555			54,056			48,993			50,338
Loans held for sale		2,842			2,611			2,955			3,167			2,408
Federal funds sold and resale agreements		2,163			1,832			2,092			2,049			1,401
Other		4,342			3,606			2,735			3,198			2,805

Total interest-earning assets		101,316			98,024			85,232			78,637			78,651
Noninterest-earning assets:
Allowance for loan and lease losses		(708	)		(692	)		(612	)		(557	)		(609	)
Cash and due from banks		3,047			2,991			2,945			2,999			3,161
Other		23,977			22,997			19,857			17,969			14,142

Total assets	$	127,632		$	123,320		$	107,422		$	99,048		$	95,345

Supplemental Average Balance Sheet Information (Unaudited)

Trading Assets
Securities (b)	$	3,293		$	2,144		$	1,569		$	2,111		$	1,460
Resale agreements (c)		1,267			1,247			820			1,247			537
Financial derivatives (d)		1,389			1,221			1,115			1,209			1,220
Loans at fair value (d)		164			161			193			172			168

Total trading assets	$	6,113		$	4,773		$	3,697		$	4,739		$	3,385

(a)	Average securities held to maturity totaled less than $.5 million for each of the periods presented and are included in the “Other debt” category above.

(b)	Included in “Interest-earning assets-Other” above.

(c)	Included in “Federal funds sold and resale agreements” above.

(d)	Included in “Noninterest-earning assets-Other” above.

Page 13

THE PNC FINANCIAL SERVICES GROUP, INC.

Average Consolidated Balance Sheet (Unaudited) (Continued)


*Three months ended - in millions*	September 30 2007		June 30 2007		March 31 2007		December 31 2006		September 30 2006
Liabilities, Minority and Noncontrolling Interests, and Shareholders’ Equity
Interest-bearing liabilities:
Interest-bearing deposits
Money market	$	24,151	$	23,979	$	22,503	$	20,879	$	20,565
Demand		9,275		9,494		8,671		8,143		8,075
Savings		2,841		2,988		2,250		1,882		2,021
Retail certificates of deposit		16,563		17,426		15,691		14,837		14,209
Other time		2,748		2,297		1,623		1,355		1,467
Time deposits in foreign offices		4,616		4,220		3,129		3,068		3,712

Total interest-bearing deposits		60,194		60,404		53,867		50,164		50,049
Borrowed funds
Federal funds purchased		6,249		6,102		4,533		3,167		3,831
Repurchase agreements		2,546		2,507		1,858		2,264		2,027
Bank notes and senior debt		7,537		5,681		4,182		2,757		2,801
Subordinated debt		4,039		4,466		4,370		4,361		4,436
Federal Home Loan Bank borrowings		2,097		106		64		44		193
Other		2,741		2,459		1,813		2,117		1,434

Total borrowed funds		25,209		21,321		16,820		14,710		14,722

Total interest-bearing liabilities		85,403		81,725		70,687		64,874		64,771
Noninterest-bearing liabilities, minority and noncontrolling interests, and shareholders’ equity:
Demand and other noninterest-bearing deposits		18,211		17,824		15,807		14,827		14,549
Allowance for unfunded loan commitments and letters of credit		125		121		126		117		104
Accrued expenses and other liabilities		8,117		7,655		7,961		7,882		6,346
Minority and noncontrolling interests in consolidated entities		1,414		1,367		893		542		640
Shareholders’ equity		14,362		14,628		11,948		10,806		8,935

Total liabilities, minority and noncontrolling interests, and shareholders’ equity	$	127,632	$	123,320	$	107,422	$	99,048	$	95,345


Supplemental Average Balance Sheet Information (Unaudited) (Continued)

Deposits and Common Shareholders’ Equity
Interest-bearing deposits	$	60,194	$	60,404	$	53,867	$	50,164	$	50,049
Demand and other noninterest-bearing deposits		18,211		17,824		15,807		14,827		14,549

Total deposits	$	78,405	$	78,228	$	69,674	$	64,991	$	64,598
Transaction deposits	$	51,637	$	51,297	$	46,981	$	43,849	$	43,189

Common shareholders’ equity	$	14,355	$	14,621	$	11,941	$	10,799	$	8,928

Trading Liabilities
Securities sold short (a)	$	1,960	$	1,431	$	1,264	$	1,553	$	867
Repurchase agreements and other borrowings (b)		637		669		363		1,096		708
Financial derivatives (c)		1,400		1,230		1,126		1,156		1,151
Borrowings at fair value (c)		41		40		39		34		40

Total trading liabilities	$	4,038	$	3,370	$	2,792	$	3,839	$	2,766

(a)	Included in “Borrowed funds-Other” above.

(b)	Included in “Borrowed funds-Repurchase agreements” and “Borrowed funds-Other” above.

(c)	Included in “Accrued expenses and other liabilities” above.

Page 14

THE PNC FINANCIAL SERVICES GROUP, INC.

Details of Loans (Unaudited)


*Period ended - in millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Commercial
Retail/wholesale	$	6,181		$	6,031		$	6,075		$	5,301		$	5,245
Manufacturing		4,472			4,439			4,490			4,189			4,318
Other service providers		3,292			3,212			3,113			2,186			2,155
Real estate related (a)		4,502			4,939			4,869			2,825			3,000
Financial services		1,861			1,545			1,560			1,324			1,423
Health care		1,075			1,097			1,028			707			685
Other		5,352			4,681			4,603			4,052			3,858

Total commercial		26,735			25,944			25,738			20,584			20,684

Commercial real estate
Real estate projects		5,807			5,767			5,756			2,716			2,691
Mortgage		2,507			2,564			2,597			816			794

Total commercial real estate		8,314			8,331			8,353			3,532			3,485

Equipment lease financing		3,539			3,587			3,527			3,556			3,609

Total commercial lending		38,588			37,862			37,618			27,672			27,778

Consumer
Home equity		14,366			14,268			14,263			13,749			13,876
Automobile		1,521			1,962			1,956			1,135			1,061
Other		2,270			1,804			1,769			1,631			1,419

Total consumer		18,157			18,034			17,988			16,515			16,356

Residential mortgage		9,605			9,440			7,960			6,337			5,234
Other		396			382			364			376			347
Unearned income		(986	)		(1,004	)		(1,005	)		(795	)		(815	)

Total, net of unearned income	$	65,760		$	64,714		$	62,925		$	50,105		$	48,900

(a)	Includes loans related to customers in the real estate, rental, leasing and construction industries.

Page 15

THE PNC FINANCIAL SERVICES GROUP, INC.

Allowances for Loan and Lease Losses and Unfunded Loan Commitments and Letters of Credit, and Net Unfunded Commitments (Unaudited)

Change in Allowance for Loan and Lease Losses


*Three months ended - in millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Beginning balance	$	703		$	690		$	560		$	566		$	611
Charge-offs
Commercial		(38	)		(27	)		(31	)		(23	)		(39	)
Commercial real estate		(3	)		(1	)					(1	)		(2	)
Equipment lease financing											(14	)
Consumer		(17	)		(15	)		(17	)		(15	)		(13	)
Residential mortgage											(1	)		(2	)

Total charge-offs		(58	)		(43	)		(48	)		(54	)		(56	)
Recoveries
Commercial		5			8			7			3			6
Commercial real estate					1						1
Equipment lease financing											1
Consumer		4			2			5			4			3

Total recoveries		9			11			12			9			9
Net recoveries (charge-offs)
Commercial		(33	)		(19	)		(24	)		(20	)		(33	)
Commercial real estate		(3	)											(2	)
Equipment lease financing											(13	)
Consumer		(13	)		(13	)		(12	)		(11	)		(10	)
Residential mortgage											(1	)		(2	)

Total net charge-offs		(49	)		(32	)		(36	)		(45	)		(47	)
Provision for credit losses		65			54			8			42			16
Acquired allowance—Mercantile					(5	)		142
Net change in allowance for unfunded loan commitments and letters of credit		(2	)		(4	)		16			(3	)		(14	)

Ending balance	$	717		$	703		$	690		$	560		$	566

Supplemental Information
Commercial lending net charge-offs (a)	$	(36	)	$	(19	)	$	(24	)	$	(33	)	$	(35	)
Consumer lending net charge-offs (b)		(13	)		(13	)		(12	)		(12	)		(12	)

Total net charge-offs	$	(49	)	$	(32	)	$	(36	)	$	(45	)	$	(47	)
Net charge-offs to average loans
Commercial lending		.38	%		.21	%		.33	%		.49	%		.52	%
Consumer lending		.19			.20			.20			.22			.20

(a)	Includes commercial, commercial real estate and equipment lease financing.

(b)	Includes consumer and residential mortgage.

Change in Allowance for Unfunded Loan Commitments and Letters of Credit


*Three months ended - in millions*	September 30 2007		June 30 2007		March 31 2007			December 31 2006		September 30 2006
Beginning balance	$	125	$	121	$	120		$	117	$	103
Acquired allowance—Mercantile						17
Net change in allowance for unfunded loan commitments and letters of credit		2		4		(16	)		3		14

Ending balance	$	127	$	125	$	121		$	120	$	117


*In millions*	September 30 2007		June 30 2007		March 31 2007			December 31 2006		September 30 2006
Net Unfunded Commitments
Net unfunded commitments	$	52,604	$	50,678	$	49,263		$	44,835	$	43,804

Page 16

THE PNC FINANCIAL SERVICES GROUP, INC.

Details of Nonperforming Assets (Unaudited)

Nonperforming Assets by Type


*Period ended - in millions*	September 30 2007			June 30 2007			March 31 2007			December 31 2006			September 30 2006
Nonaccrual loans
Commercial	$	144		$	126		$	121		$	109		$	112
Commercial real estate		75			62			25			12			14
Consumer		15			14			14			13			14
Residential mortgage		10			14			16			12			13
Equipment lease financing		3			2			2			1			14

Total nonaccrual loans		247			218			178			147			167
Foreclosed and other assets
Residential mortgage		16			12			11			10			9
Equipment lease financing		12			12			12			12			12
Other		11			4			3			2			3

Total foreclosed and other assets		39			28			26			24			24

Total nonperforming assets (a) (b)	$	286		$	246		$	204		$	171		$	191

Nonperforming loans to total loans		.38	%		.34	%		.28	%		.29	%		.34	%
Nonperforming assets to total loans and foreclosed assets		.43			.38			.32			.34			.39
Nonperforming assets to total assets		.22			.20			.17			.17			.19
Net charge-offs to average loans (For the three months ended)		.30			.20			.27			.36			.37
Allowance for loan and lease losses to loans		1.09			1.09			1.10			1.12			1.16
Allowance for loan and lease losses to nonperforming loans		290			322			388			381			339

(a) Excludes equity management assets carried at estimated fair value (amounts include troubled debt restructured assets of $4 million for each period presented):	$	12		$	13		$	15		$	11		$	12
(b) Excludes loans held for sale carried at lower of cost or market value, related to the Mercantile acquisition	$	7		$	17		$	18

Change in Nonperforming Assets


*In millions*	Nine months ended
January 1, 2007	$	171
Transferred in		304
Acquisition—Mercantile		35
Asset sales		(7	)
Returned to performing		(8	)
Charge-offs and valuation adjustments		(94	)
Principal activity including payoffs		(115	)

September 30, 2007	$	286

Page 17

THE PNC FINANCIAL SERVICES GROUP, INC.

Details of Nonperforming Assets (Unaudited) (Continued)

Nonperforming Assets by Business


*Period ended - in millions*	September 30 2007		June 30 2007		March 31 2007		December 31 2006		September 30 2006
Retail Banking
Nonperforming loans	$	127	$	130	$	114	$	96	$	85
Foreclosed and other assets		10		10		9		10		10

Total	$	137	$	140	$	123	$	106	$	95

Corporate & Institutional Banking
Nonperforming loans	$	119	$	87	$	64	$	50	$	81
Foreclosed and other assets		22		13		13		13		13

Total	$	141	$	100	$	77	$	63	$	94

Other (a)
Nonperforming loans	$	1	$	1			$	1	$	1
Foreclosed and other assets		7		5	$	4		1		1

Total	$	8	$	6	$	4	$	2	$	2

Consolidated Totals
Nonperforming loans	$	247	$	218	$	178	$	147	$	167
Foreclosed and other assets		39		28		26		24		24

Total (b)	$	286	$	246	$	204	$	171	$	191

(a)	Amounts include residential mortgages related to PNC’s Asset & Liability management function.

Largest Individual Nonperforming Assets at September 30, 2007 – in millions (b)


Ranking	Outstandings			Industry
1	$	25		Heavy and Civil Engineering Construction
2		21		Health and Personal Care Stores
3		15		Wood Product Manufacturing
4		12		Air Transportation
5		11		Heavy and Civil Engineering Construction
6		7		Printing and Related Support Activities
7		5		Wood Product Manufacturing
8		5		Food Services and Drinking Places
9		4		Construction of Buildings
10		4		Real Estate

Total	$	109

As a percent of total nonperforming assets
		38	%

(b)	Amounts shown are not net of related allowance for loan and lease losses, if applicable.

Page 18

Glossary of Terms

Accounting/administration net fund assets—Net domestic and foreign fund investment assets for which we provide accounting and administration services. We do not include these assets on our Consolidated Balance Sheet.

Adjusted average total assets—Primarily comprised of total average quarterly (or annual) assets plus (less) unrealized losses (gains) on available-for-sale debt securities, less goodwill and certain other intangible assets (net of eligible deferred taxes).

Annualized—Adjusted to reflect a full year of activity.

Assets under management—Assets over which we have sole or shared investment authority for our customers/clients. We do not include these assets on our Consolidated Balance Sheet.

Basis point—One hundredth of a percentage point.

Charge-off—Process of removing a loan or portion of a loan from our balance sheet because it is considered uncollectible. We also record a charge-off when a loan is transferred to held for sale by reducing the carrying amount by the allowance for loan losses associated with such loan or if the market value is less than its carrying amount.

Common shareholders’ equity to total assets—Common shareholders’ equity divided by total assets. Common shareholders’ equity equals total shareholders’ equity less the liquidation value of preferred stock.

Credit spread—The difference in yield between debt issues of similar maturity. The excess of yield attributable to credit spread is often used as a measure of relative creditworthiness, with a reduction in the credit spread reflecting an improvement in the borrower’s perceived creditworthiness.

Custody assets—Investment assets held on behalf of clients under safekeeping arrangements. We do not include these assets on our Consolidated Balance Sheet. Investment assets held in custody at other institutions on our behalf are included in the appropriate asset categories on the Consolidated Balance Sheet as if physically held by us.

Derivatives—Financial contracts whose value is derived from publicly traded securities, interest rates, currency exchange rates or market indices. Derivatives cover a wide assortment of financial contracts, including forward contracts, futures, options and swaps.

Duration of equity—An estimate of the rate sensitivity of our economic value of equity. A negative duration of equity is associated with asset sensitivity (i.e., positioned for rising interest rates), while a positive value implies liability sensitivity (i.e., positioned for declining interest rates). For example, if the duration of equity is +1.5 years, the economic value of equity declines by 1.5% for each 100 basis point increase in interest rates.

Earning assets—Assets that generate income, which include: federal funds sold; resale agreements; other short-term investments, including trading securities; loans held for sale; loans, net of unearned income; securities; and certain other assets.

Economic capital—Represents the amount of resources that a business segment should hold to guard against potentially large losses that could cause insolvency. It is based on a measurement of economic risk, as opposed to risk as defined by regulatory bodies. The economic capital measurement process involves converting a risk distribution to the capital that is required to support the risk, consistent with our target credit rating. As such, economic risk serves as a “common currency” of risk that allows us to compare different risks on a similar basis.

Economic value of equity (“EVE”)—The present value of the expected cash flows of our existing assets less the present value of the expected cash flows of our existing liabilities, plus the present value of the net cash flows of our existing off-balance sheet positions.

Page 19

Effective duration—A measurement, expressed in years, that, when multiplied by a change in interest rates, would approximate the percentage change in value of on- and off- balance sheet positions.

Efficiency—Noninterest expense divided by the sum of net interest income (GAAP basis) and noninterest income.

Funds transfer pricing—A management accounting methodology designed to recognize the net interest income effects of sources and uses of funds provided by the assets and liabilities of a business segment. We assign these balances LIBOR-based funding rates at origination that represent the interest cost for us to raise/invest funds with similar maturity and repricing structures.

Futures and forward contracts—Contracts in which the buyer agrees to purchase and the seller agrees to deliver a specific financial instrument at a predetermined price or yield. May be settled either in cash or by delivery of the underlying financial instrument.

GAAP—Accounting principles generally accepted in the United States of America.

Leverage ratio—Tier 1 risk-based capital divided by adjusted average total assets.

Net interest income from loans and deposits – A management accounting assessment, using funds transfer pricing methodology, of the net interest contribution from loans and deposits.

Net interest margin—Annualized taxable-equivalent net interest income divided by average earning assets.

Nondiscretionary assets under administration—Assets we hold for our customers/clients in a non-discretionary, custodial capacity. We do not include these assets on our Consolidated Balance Sheet.

Noninterest income to total revenue—Noninterest income divided by the sum of net interest income (GAAP basis) and noninterest income.

Nonperforming assets—Nonperforming assets include nonaccrual loans, troubled debt restructured loans, foreclosed assets and other assets. We do not accrue interest income on assets classified as nonperforming.

Nonperforming loans—Nonperforming loans include loans to commercial, commercial real estate, equipment lease financing, consumer, and residential mortgage customers as well as troubled debt restructured loans. Nonperforming loans do not include loans held for sale or foreclosed and other assets. We do not accrue interest income on loans classified as nonperforming.

Notional amount— A number of currency units, shares, or other units specified in a derivatives contract.

Operating leverage—The period to period percentage change in total revenue (GAAP basis) less the percentage change in noninterest expense. A positive percentage indicates that revenue growth exceeded expense growth (i.e., positive operating leverage) while a negative percentage implies expense growth exceeded revenue growth (i.e., negative operating leverage).

Recovery—Cash proceeds received on a loan that we had previously charged off. We credit the amount received to the allowance for loan and lease losses.

Return on average capital—Annualized net income divided by average capital.

Return on average assets—Annualized net income divided by average assets.

Return on average common equity—Annualized net income divided by average common shareholders’ equity.

Risk-weighted assets—Primarily computed by the assignment of specific risk-weights (as defined by The Board of Governors of the Federal Reserve System) to assets and off-balance sheet instruments.

Page 20

Securitization—The process of legally transforming financial assets into securities.

Tangible common equity ratio—Period-end common shareholders’ equity less goodwill and other intangible assets (net of eligible deferred taxes), and excluding mortgage servicing rights, divided by period-end assets less goodwill and other intangible assets (net of eligible deferred taxes), and excluding mortgage servicing rights.

Taxable-equivalent interest—The interest income earned on certain assets is completely or partially exempt from federal income tax. As such, these tax-exempt instruments typically yield lower returns than taxable investments. To provide more meaningful comparisons of yields and margins for all interest-earning assets, we also provide revenue on a taxable-equivalent basis by increasing the interest income earned on tax-exempt assets to make it fully equivalent to interest income earned on other taxable investments. This adjustment is not permitted under GAAP on the Consolidated Income Statement.

Tier 1 risk-based capital—Tier 1 risk-based capital equals: total shareholders’ equity, plus trust preferred capital securities, plus certain minority interests that are held by others; less goodwill and certain other intangible assets (net of eligible deferred taxes), less equity investments in nonfinancial companies and less net unrealized holding losses on available-for-sale equity securities. Net unrealized holding gains on available-for-sale equity securities, net unrealized holding gains (losses) on available-for-sale debt securities and net unrealized holding gains (losses) on cash flow hedge derivatives are excluded from total shareholders’ equity for tier 1 risk-based capital purposes.

Tier 1 risk-based capital ratio—Tier 1 risk-based capital divided by period-end risk-weighted assets.

Total fund assets serviced—Total domestic and offshore fund investment assets for which we provide related processing services. We do not include these assets on our Consolidated Balance Sheet.

Total return swap—A non-traditional swap where one party agrees to pay the other the “total return” of a defined underlying asset (e.g., a loan), usually in return for receiving a stream of LIBOR-based cash flows. The total returns of the asset, including interest and any default shortfall, are passed through to the counterparty. The counterparty is therefore assuming the credit and economic risk of the underlying asset.

Total risk-based capital—Tier 1 risk-based capital plus qualifying subordinated debt and trust preferred securities, other minority interest not qualified as tier 1, and the allowance for loan and lease losses, subject to certain limitations.

Total risk-based capital ratio—Total risk-based capital divided by period-end risk-weighted assets.

Transaction deposits—The sum of money market and interest-bearing demand deposits and demand and other noninterest-bearing deposits.

Yield curve—A graph showing the relationship between the yields on financial instruments or market indices of the same credit quality with different maturities. For example, a “normal” or “positive” yield curve exists when long-term bonds have higher yields than short-term bonds. A “flat” yield curve exists when yields are the same for short-term and long-term bonds. A “steep” yield curve exists when yields on long-term bonds are significantly higher than on short-term bonds. An “inverted” or “negative” yield curve exists when short-term bonds have higher yields than long-term bonds.

Page 21

Business Segment Descriptions

Retail Banking provides deposit, lending, brokerage, trust, investment management, and cash management services to approximately 2.9 million consumer and small business customers within our primary geographic markets. Our customers are serviced through 1,072 offices in our branch network, the call center located in Pittsburgh, and the Internet – www.pncbank.com. The branch network is located primarily in Pennsylvania, New Jersey, Washington, D.C., Maryland, Virginia, Ohio, Kentucky and Delaware. Brokerage services are provided through PNC Investments, LLC, and J.J.B. Hilliard, W.L. Lyons, Inc. Retail Banking also serves as investment manager and trustee for employee benefit plans and charitable and endowment assets and provides nondiscretionary defined contribution plan services and investment options through its Vested Interest^® product. These services are provided to individuals and corporations primarily within our primary geographic markets.

Corporate & Institutional Banking provides lending, treasury management, and capital markets-related products and services to mid-sized corporations, government entities, and selectively to large corporations. Lending products include secured and unsecured loans, letters of credit and equipment leases. Treasury management services include cash and investment management, receivables management, disbursement services, funds transfer services, information reporting, and global trade services. Capital markets-related products and services include foreign exchange, derivatives, loan syndications, mergers and acquisitions advisory and related services to middle-market companies, securities underwriting, and securities sales and trading. Corporate & Institutional Banking also provides commercial loan servicing, real estate advisory and technology solutions for the commercial real estate finance industry. Corporate & Institutional Banking provides products and services generally within our primary geographic markets, with certain products and services provided nationally.

BlackRock is one of the world’s largest publicly traded investment management firms. The firm manages assets on behalf of institutions and individuals worldwide through a variety of equity, fixed income, cash management and alternative investment products. In addition, BlackRock provides BlackRock Solutions^® investment system, risk management, and financial advisory services to a growing number of institutional investors. The firm has a major presence in key global markets, including the United States, Europe, Asia, Australia and the Middle East. At September 30, 2007, PNC’s ownership interest in BlackRock was 33.7%.

PFPC is a leading full service provider of processing, technology and business solutions for the global investment industry. Securities services include custody, securities lending, and accounting and administration for funds registered under the 1940 Act and alternative investments. Investor services include transfer agency, managed accounts, subaccounting, and distribution. PFPC serviced $2.5 trillion in total assets and 70 million shareholder accounts as of September 30, 2007 both domestically and internationally through its Ireland and Luxembourg operations.

Page 22

Appendix to Financial Supplement

The PNC Financial Services Group, Inc.

Adjusted Condensed Consolidated Income Statement Reconciliations (Unaudited) (a)


*For the nine months ended September 30, 2007* *In millions*	PNC As Reported		Adjustments (b)			PNC As Adjusted
Net Interest Income
Net interest income	$	2,122				$	2,122
Provision for credit losses		127					127

Net interest income less provision for credit losses		1,995					1,995

Noninterest Income
Asset management		559	$	5			564
Other		2,397		(1	)		2,396

Total noninterest income		2,956		4			2,960

Noninterest Expense
Compensation and benefits		1,587		(27	)		1,560
Other		1,496		(40	)		1,456

Total noninterest expense		3,083		(67	)		3,016

Income before income taxes		1,868		71			1,939
Income taxes		579		23			602

Net income	$	1,289	$	48		$	1,337


*For the nine months ended September 30, 2006* *In millions*	PNC As Reported		Adjustments (c)			BlackRock Deconsolidation and Other Adjustments			BlackRock Equity Method (d)		PNC As Adjusted
Net Interest Income
Net interest income	$	1,679				$	(10	)			$	1,669
Provision for credit losses		82										82

Net interest income less provision for credit losses		1,597					(10	)				1,587

Noninterest Income
Asset management		1,271					(1,036	)	$	144		379
Other		4,087	$	(1,834	)		(51	)				2,202

Total noninterest income		5,358		(1,834	)		(1,087	)		144		2,581

Noninterest Expense
Compensation and benefits		1,935		(44	)		(523	)				1,368
Other		1,539		(47	)		(242	)				1,250

Total noninterest expense		3,474		(91	)		(765	)				2,618

Income before minority interest and income taxes		3,481		(1,743	)		(332	)		144		1,550
Minority interest in income of BlackRock		47		18			(65	)
Income taxes		1,215		(665	)		(130	)		7		427

Net income	$	2,219	$	(1,096	)	$	(137	)	$	137	$	1,123

(a)

These adjusted condensed consolidated income statement reconciliations are provided for informational purposes only and reflect historical condensed consolidated financial information of PNC (1) with amounts adjusted for the impact of certain specified items and (2) as if we had recorded our investment in BlackRock on the equity method for all periods presented, in each case, as appropriate, adjusted for the tax impact. These reconciliations are from the reported GAAP amounts shown on page 2 of the Financial Supplement to the corresponding adjusted amounts shown on page 3 of the Financial Supplement. We have provided these adjusted amounts and reconciliations so that investors, analysts, regulators and others will be better able to evaluate the impact of these items on our results for these periods, in addition to providing a basis of comparability for the impact of the BlackRock deconsolidation given the magnitude of the impact of the deconsolidation on various components of our income statement. We believe that information as adjusted for the impact of the specified items may be useful due to the extent to which these items are not indicative of our ongoing operations as the result of our management activities on those operations, as a result of the following attributes. Integration costs can vary significantly from period to period depending on whether or not we have any such transaction pending or in process and depending on the nature of the transaction. Our BlackRock LTIP shares obligation results from an agreement entered into in 2002 and predominantly reflects the market price of BlackRock stock at specified times. We have provided information adjusted for the impact of the third quarter 2006 gain on the BlackRock/MLIM transaction due to the magnitude of that transaction, and have provided information adjusted for the impact of the third quarter 2006 securities portfolio rebalancing and mortgage loan portfolio repositioning losses due to the nature of those transactions. Adjusted information supplements our results as reported in accordance with GAAP and should not be viewed in isolation from, or as a substitute for, our GAAP results. Our 2006 Form 10-K includes additional information regarding our accounting for the BlackRock/MLIM transaction and the BlackRock LTIP shares obligation. Our first and second quarter 2007 Form 10-Qs provide additional information regarding integration costs. The absence of other adjustments is not intended to imply that there could not have been other similar types of adjustments, but any such adjustments would not have been similar in magnitude to the amount of the adjustments shown.

(b)	Includes the impact of the following items on a pretax basis: $72 million of acquisition and BlackRock/MLIM transaction integration costs and $1 million net gain related to our BlackRock LTIP shares obligation.

(c)	Includes the impact of the following items, all on a pretax basis: $2,078 million gain on BlackRock/MLIM transaction, $196 million securities portfolio rebalancing loss, $91 million of BlackRock/MLIM transaction integration costs, and $48 million mortgage loan portfolio repositioning loss.

(d)

BlackRock investment revenue represents PNC’s approximately 69% ownership interest in earnings of BlackRock for the nine months ended September 30, 2006, excluding pretax BlackRock/MLIM transaction integration costs totaling $91 million. The income taxes amount represents additional income taxes recorded by PNC related to BlackRock earnings.

Page A1

Appendix to Financial Supplement (Continued)

The PNC Financial Services Group, Inc.

Adjusted Condensed Consolidated Income Statement Reconciliations (Unaudited) (a)


*For the three months ended September 30, 2007* *In millions*	PNC As Reported		Adjustments (b)			PNC As Adjusted
Net Interest Income
Net interest income	$	761				$	761
Provision for credit losses		65					65

Net interest income less provision for credit losses		696					696

Noninterest Income
Asset management		204	$	2			206
Other		786		50			836

Total noninterest income		990		52			1,042

Noninterest Expense
Compensation and benefits		553		(16	)		537
Other		546		(25	)		521

Total noninterest expense		1,099		(41	)		1,058

Income before income taxes		587		93			680
Income taxes		180		31			211

Net income	$	407	$	62		$	469


*For the three months ended June 30, 2007* *In millions*	PNC As Reported		Adjustments (c)			PNC As Adjusted
Net Interest Income
Net interest income	$	738				$	738
Provision for credit losses		54					54

Net interest income less provision for credit losses		684					684

Noninterest Income
Asset management		190	$	1			191
Other		785		1			786

Total noninterest income		975		2			977

Noninterest Expense
Compensation and benefits		544		(9	)		535
Other		496		(6	)		490

Total noninterest expense		1,040		(15	)		1,025

Income before income taxes		619		17			636
Income taxes		196		6			202

Net income	$	423	$	11		$	434

(a)	See note (a) on page A1.

(b)	Includes the impact of the following items on a pretax basis: $50 million net loss related to our BlackRock LTIP shares obligation and $43 million of acquisition and BlackRock/MLIM transaction integration costs.

(c)	Includes the impact of the following items on a pretax basis: $16 million of acquisition and BlackRock/MLIM transaction integration costs and $1 million net loss related to our BlackRock LTIP shares obligation.

Page A2

Appendix to Financial Supplement (Continued)

The PNC Financial Services Group, Inc.

Adjusted Condensed Consolidated Income Statement Reconciliations (Unaudited) (a)


*For the three months ended March 31, 2007* *In millions*	PNC As Reported		Adjustments (b)			PNC As Adjusted
Net Interest Income
Net interest income	$	623				$	623
Provision for credit losses		8					8

Net interest income less provision for credit losses		615					615

Noninterest Income
Asset management		165	$	2			167
Other		826		(52	)		774

Total noninterest income		991		(50	)		941

Noninterest Expense
Compensation and benefits		490		(2	)		488
Other		454		(9	)		445

Total noninterest expense		944		(11	)		933

Income before income taxes		662		(39	)		623
Income taxes		203		(14	)		189

Net income	$	459	$	(25	)	$	434


*For the three months ended December 31, 2006* *In millions*	PNC As Reported		Adjustments (c)			PNC As Adjusted
Net Interest Income
Net interest income	$	566				$	566
Provision for credit losses		42					42

Net interest income less provision for credit losses		524					524

Noninterest Income
Asset management		149	$	10			159
Other		820		12			832

Total noninterest income		969		22			991

Noninterest Expense
Compensation and benefits		497					497
Other		472					472

Total noninterest expense		969					969

Income before income taxes		524		22			546
Income taxes		148		7			155

Net income	$	376	$	15		$	391

(a)	See note (a) on page A1.

(b)	Includes the impact of the following items on a pretax basis: $52 million net gain related to our BlackRock LTIP shares obligation and $13 million of acquisition and BlackRock/MLIM transaction integration costs.

(c)	Includes the impact of the following items on a pretax basis: $12 million net loss related to our BlackRock LTIP shares obligation and $10 million of BlackRock/MLIM transaction integration costs.

Page A3

Appendix to Financial Supplement (Continued)

The PNC Financial Services Group, Inc.

Adjusted Condensed Consolidated Income Statement Reconciliation (Unaudited) (a)


*For the three months ended September 30, 2006 In millions*	PNC As Reported		Adjustments (b)			BlackRock Deconsolidation and Other Adjustments			BlackRock Equity Method (c)		PNC As Adjusted
Net Interest Income
Net interest income	$	567				$	(3	)			$	564
Provision for credit losses		16										16

Net interest income less provision for credit losses		551					(3	)				548

Noninterest Income
Asset management		381					(302	)	$	43		122
Other		2,562	$	(1,834	)		(18	)				710

Total noninterest income		2,943		(1,834	)		(320	)		43		832

Noninterest Expense
Compensation and benefits		659		(44	)		(154	)				461
Other		508		(28	)		(69	)				411

Total noninterest expense		1,167		(72	)		(223	)				872

Income before minority interest and income taxes		2,327		(1,762	)		(100	)		43		508
Minority interest in income of BlackRock		6		14			(20	)
Income taxes		837		(672	)		(38	)		1		128

Net income	$	1,484	$	(1,104	)	$	(42	)	$	42	$	380

(a)	See note (a) on page A1.

(b)	Includes the impact of the following items, all on a pretax basis: $2,078 million gain on BlackRock/MLIM transaction, $196 million securities portfolio rebalancing loss, $72 million of BlackRock/MLIM transaction integration costs, and $48 million mortgage loan portfolio repositioning loss.

(c)

BlackRock investment revenue represents PNC’s approximately 69% ownership interest in earnings of BlackRock for the third quarter of 2006, excluding pretax BlackRock/MLIM transaction integration costs totaling $72 million. The income taxes amount represents additional income taxes recorded by PNC related to BlackRock earnings.

Page A4