EX-99.1

Cautionary Statement Regarding Forward-Looking

Information and Adjusted Information

This presentation includes “snapshot” information about PNC used by way of illustration. It is not intended as a full business or financial

review and should be viewed in the context of all of the information made available by PNC in its SEC filings. The presentation also contains

forward-looking statements regarding our outlook for earnings, revenues, expenses, capital and liquidity levels and ratios, asset levels,

asset quality, financial position, and other matters regarding or affecting PNC and its future business and operations. Forward-looking

statements are necessarily subject to numerous assumptions, risks and uncertainties, which change over time. The forward-looking

statements in this presentation are qualified by the factors affecting forward-looking statements identified in the more detailed Cautionary

Statement included in the Appendix, which is included in the version of the presentation materials posted on our corporate website at

www.pnc.com/investorevents, and in our SEC filings. We provide greater detail regarding these as well as other factors in our 2014 Form

10-K, including in the Risk Factors and Risk Management sections and in the Legal Proceedings and Commitments and Guarantees Notes of

the Notes To Consolidated Financial Statements in that report, and in our subsequent SEC filings. Our forward-looking statements may also

be subject to other risks and uncertainties, including those we may discuss in this presentation or in our SEC filings, accessible on the SEC’s

website at www.sec.gov and on PNC’s corporate website at www.pnc.com/secfilings. We have included web addresses in this presentation

as inactive textual references only. Information on those websites is not part of this presentation. Future events or circumstances may

change our outlook and may also affect the nature of the assumptions, risks and uncertainties to which our forward-looking statements are

subject. Forward-looking statements in this presentation speak only as of the date of this presentation. We do not assume any duty and do

not undertake to update those statements. Actual results or future events could differ, possibly materially, from those anticipated in

forward-looking statements, as well as from historical performance.

In this presentation, we may sometimes refer to non-GAAP financial metrics or to adjusted results to help illustrate the impact of certain

types of items. This information supplements our results as reported in accordance with GAAP and should not be viewed in isolation from, or

as a substitute for, our GAAP results. We believe that this additional information and the reconciliations we provide may be useful to

investors, analysts, regulators and others to help evaluate the impact of these respective items on our operations. Where applicable, we

provide GAAP reconciliations for such additional information, including in the slides, the Appendix and/or other slides and materials on our

corporate website at www.pnc.com/investorevents and in our SEC filings. In certain discussions, we may also provide information on yields

and margins for all interest-earning assets calculated using net interest income on a taxable-equivalent basis by increasing the interest

income earned on tax-exempt assets to make it fully equivalent to interest income earned on taxable investments. We believe this

adjustment may be useful when comparing yields and margins for all earning assets. We may also use annualized, pro forma, estimated or

third party numbers for illustrative or comparative purposes only. These may not reflect actual results.

This presentation may also include discussion of other non-GAAP financial measures, which, to the extent not so qualified therein or in the

Appendix, is qualified by GAAP reconciliation information available on our corporate website at www.pnc.com under “About Us–Investor

Relations,” which may include materials from other investor presentations or in our annual, quarterly or current reports.

Top 10 U.S. Bank-Held Wealth Manager

(1)

Asset Management Group 2014 Revenue Mix

Wealth

Management

71%

Hawthorn 7%

Institutional

22%

AUA

(2,3)

$263

AUM

(2,3)

$135

Total Avg. Loans

$7.3

Total Avg. Deposits

$9.7

Total Revenue

$1.1

Noninterest

Income

$0.8

Noninterest Income

to Total Revenue

74%

+200bps

ROAA

(4)

2.34%

+14bps

(1) Source: Barron’s wealth managers rankings, September 2014 based on client assets under administration as of June 30,

2014. PNC top 10 ranking reflects the relative comparison to U.S. bank-held wealth managers listed by Barron’s. (2) As of

December 31, 2014. (3) AUA defined as client assets under administration; and AUM defined as discretionary assets under

management. (4) ROAA refers to return on average assets.

Discretionary

Assets

Under

Management

(2)

$1.1

billion

Wealth

Management

42%

Hawthorn

22%

Institutional

Asset

Management

36%

$135

billion

Business Highlights

Distribution

Employees

3,500+

AMG Office Locations

100+

12/31/14

($ in billions)

FY14

FY14 vs. FY13

Higher Profitability

equivalent

employees

AMG

December

(3)

Pretax

margin

defined

pretax

earnings

(total

revenue

less

provision

for

credit losses

and noninterest expense) divided by total revenue.

Consistent Total Revenue Growth

Total Growing

Referral

Sales

(1)

Attractive Business with Strong Growth Momentum

Increasing

Productivity

Referral Sales

(1)

to Total

Sales

Revenue/FTE

(2)

Pretax Margin

(3)

$973

$1,040

$1,107

CAGR

Asset Management Group (AMG)

35%

40%

43%

2012

2013

2014

$296

$297

$307

2012

2013

2014

$297

$288

$289

$676

$752

$818

2012

2013

2014

Net Interest Income

Noninterest Income

24%

25%

26%

2012

2013

2014

AMG does not include Retail Banking Brokerage business or BlackRock. (1) Referral sales are new sales from clients referred to AMG

from PNC, largely from Retail Banking, Corporate & Institutional Banking and Residential Mortgage Banking. (2) FTE refers to full-time

Cautionary Statement Regarding Forward-Looking

Information

This presentation includes “snapshot” information about PNC used by way of illustration and is not intended as a full business or financial

review. It should not be viewed in isolation but rather in the context of all of the information made available by PNC in its SEC filings.

We also make statements in this presentation, and we may from time to time make other statements, regarding our outlook for earnings,

revenues, expenses, capital and liquidity levels and ratios, asset levels, asset quality, financial position, and other matters regarding or

affecting PNC and its future business and operations that are forward-looking statements within the meaning of the Private Securities

Litigation Reform Act. Forward-looking statements are typically identified by words such as “believe,” “plan,” “expect,” “anticipate,” “see,”

“look,” “intend,” “outlook,” “project,” “forecast,” “estimate,” “goal,” “will,” “should” and other similar words and expressions.

Forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Forward-looking

statements speak only as of the date made. We do not assume any duty and do not undertake to update forward-looking statements. Actual

results or future events could differ, possibly materially, from those anticipated in forward-looking statements, as well as from historical

performance.

Our forward-looking statements are subject to the following principal risks and uncertainties.

Our businesses, financial results and balance sheet values are affected by business and economic conditions, including the following:

Appendix

Our forward-looking financial statements are subject to the risk that economic and financial market conditions will be substantially different

than we are currently expecting. These statements are based on our current view that the U.S. economic expansion will speed up to an above

trend growth rate near 3.5 percent in 2015, boosted by lower oil/energy prices, and that short-term interest rates and bond yields will rise

only slowly in the latter half of 2015. These forward-looking statements also do not, unless otherwise indicated, take into account the impact

of potential legal and regulatory contingencies.

–

Changes in interest rates and valuations in debt, equity and other financial markets.

–

Disruptions in the liquidity and other functioning of U.S. and global financial markets.

–

The impact on financial markets and the economy of any changes in the credit ratings of U.S. Treasury obligations and

other U.S. government-backed debt, as well as issues surrounding the levels of U.S. and European government debt and

concerns regarding the creditworthiness of certain sovereign governments, supranationals and financial institutions in

Europe.

–

Actions by the Federal Reserve, U.S. Treasury and other government agencies, including those that impact money supply

and market interest rates.

–

Changes in customers’, suppliers’ and other counterparties’ performance and creditworthiness.

–

Slowing or reversal of the current U.S. economic expansion.

–

Continued residual effects of recessionary conditions and uneven spread of positive impacts of recovery on the economy

and our counterparties, including adverse impacts on levels of unemployment, loan utilization rates, delinquencies,

defaults and counterparty ability to meet credit and other obligations.

–

Changes in customer preferences and behavior, whether due to changing business and economic conditions, legislative

and regulatory initiatives, or other factors.

Cautionary Statement Regarding Forward-Looking

Information (continued)

PNC’s ability to take certain capital actions, including paying dividends and any plans to increase common stock dividends, repurchase

common stock under current or future programs, or issue or redeem preferred stock or other regulatory capital instruments, is subject to the

review of such proposed actions by the Federal Reserve as part of PNC’s comprehensive capital plan for the applicable period in connection

with the regulators’ Comprehensive Capital Analysis and Review (CCAR) process and to the acceptance of such capital plan and non-

objection to such capital actions by the Federal Reserve.

PNC’s regulatory capital ratios in the future will depend on, among other things, the company’s financial performance, the scope and terms

of final capital regulations then in effect (particularly those implementing the Basel Capital Accords), and management actions affecting the

composition of PNC’s balance sheet. In addition, PNC’s ability to determine, evaluate and forecast regulatory capital ratios, and to take

actions (such as capital distributions) based on actual or forecasted capital ratios, will be dependent at least in part on the development,

validation and regulatory approval of related models.

Legal and regulatory developments could have an impact on our ability to operate our businesses, financial condition, results of operations,

competitive position, reputation, or pursuit of attractive acquisition opportunities. Reputational impacts could affect matters such as business

generation and retention, liquidity, funding, and ability to attract and retain management. These developments could include:

Changes resulting from legislative and regulatory reforms, including major reform of the regulatory oversight structure of the financial

services industry and changes to laws and regulations involving tax, pension, bankruptcy, consumer protection, and other industry aspects,

and changes in accounting policies and principles. We will be impacted by extensive reforms provided for in the Dodd-Frank Wall Street

Reform and Consumer Protection Act (the “Dodd-Frank Act”) and otherwise growing out of the most recent financial crisis, the precise

nature, extent and timing of which, and their impact on us, remains uncertain.

Changes to regulations governing bank capital and liquidity standards, including due to the Dodd-Frank Act and to Basel-related initiatives.

Unfavorable resolution of legal proceedings or other claims and regulatory and other governmental investigations or other inquiries. In

addition to matters relating to PNC’s current and historical business and activities, such matters may include proceedings, claims,

investigations, or inquiries relating to pre-acquisition business and activities of acquired companies, such as National City. These matters

may result in monetary judgments or settlements or other remedies, including fines, penalties, restitution or alterations in our business

practices, and in additional expenses and collateral costs, and may cause reputational harm to PNC.

Results of the regulatory examination and supervision process, including our failure to satisfy requirements of agreements with

governmental agencies.

Impact on business and operating results of any costs associated with obtaining rights in intellectual property claimed by others and of

adequacy of our intellectual property protection in general.

Appendix

Cautionary Statement Regarding Forward-Looking

Information (continued)

Appendix

Business and operating results are affected by our ability to identify and effectively manage risks inherent in our businesses, including, where appropriate,

through effective use of third-party insurance, derivatives, and capital management techniques, and to meet evolving regulatory capital and liquidity

standards. In particular, our results currently depend on our ability to manage elevated levels of impaired assets.

Business and operating results also include impacts relating to our equity interest in BlackRock, Inc. and rely to a significant extent on information

provided to us by BlackRock. Risks and uncertainties that could affect BlackRock are discussed in more detail by BlackRock in its SEC filings.

We grow our business in part by acquiring from time to time other financial services companies, financial services assets and related deposits and other

liabilities. Acquisition risks and uncertainties include those presented by the nature of the business acquired, including in some cases those associated with

our entry into new businesses or new geographic or other markets and risks resulting from our inexperience in those new areas, as well as risks and

uncertainties related to the acquisition transactions themselves, regulatory issues, and the integration of the acquired businesses into PNC after closing.

Competition can have an impact on customer acquisition, growth and retention and on credit spreads and product pricing, which can affect market share,

deposits and revenues. Industry restructuring in the current environment could also impact our business and financial performance through changes in

counterparty creditworthiness and performance and in the competitive and regulatory landscape. Our ability to anticipate and respond to technological

changes can also impact our ability to respond to customer needs and meet competitive demands.

Business and operating results can also be affected by widespread natural and other disasters, pandemics, dislocations, terrorist activities, cyberattacks or

international hostilities through impacts on the economy and financial markets generally or on us or our counterparties specifically.

We provide greater detail regarding these as well as other factors in our 2014 Form 10-K, including in the Risk Factors and Risk Management sections and the

Legal Proceedings and Commitments and Guarantees Notes of the Notes To Consolidated Financial Statements in that report, and in our subsequent SEC

filings. Our forward-looking statements may also be subject to other risks and uncertainties, including those we may discuss elsewhere in this presentation or

in our SEC filings, accessible on the SEC’s website at www.sec.gov and on our corporate website at www.pnc.com/secfilings. We have included these web

addresses as inactive textual references only. Information on these websites is not part of this document.

Any annualized, pro forma, estimated, third party or consensus numbers in this presentation are used for illustrative or comparative purposes only and may

not reflect actual results. Any consensus earnings estimates are calculated based on the earnings projections made by analysts who cover that company. The

analysts’ opinions, estimates or forecasts (and therefore the consensus earnings estimates) are theirs alone, are not those of PNC or its management, and

may not reflect PNC’s or other company’s actual or anticipated results.