EXHIBIT 11
PNC BANK CORP. AND SUBSIDIARIES
CALCULATION OF PRIMARY AND FULLY DILUTED EARNINGS PER COMMON SHARE
Three months ended Six months ended
June 30 June 30
----------------------- ----------------------
In thousands, except per share data 1995 1994 1995 1994
--------------------------------------------------------------------------------------------------------------------------
PRIMARY WEIGHTED AVERAGE COMMON SHARES OUTSTANDING
Weighted average shares of common stock outstanding 228,607 235,320 230,000 235,093
Weighted average common shares to be issued
using average market price and assuming exercise
of stock options 1,571 1,921 1,388 1,881
Primary weighted average common shares outstanding 230,178 237,241 231,388 236,974
==========================================================
FULLY DILUTED WEIGHTED AVERAGE COMMON SHARES OUTSTANDING
Weighted average shares of common stock outstanding 228,607 235,320 230,000 235,093
Weighted average commons shares to be issued
using average market price or period-end market
price, whichever is higher, and assuming:
Conversion of preferred stock Series A & B 199 223 204 232
Conversion of preferred stock Series C 614 684 632 694
Conversion of preferred stock Series D 826 864 829 869
Conversion of debentures 67 74 68 74
Exercise of stock options 1,647 1,921 1,679 1,925
----------------------------------------------------------
Fully diluted weighted average
common shares outstanding 231,960 239,086 233,412 238,887
==========================================================
PRIMARY EARNINGS PER COMMON SHARE
Net income $136,988 $187,845 $262,639 $393,534
Less: Preferred dividends declared 381 410 774 829
----------------------------------------------------------
Net income applicable to primary earnings
per common share $136,607 $187,435 $261,865 $392,705
Primary earnings per common share $ .59 $ .79 $ 1.13 $ 1.66
==========================================================
FULLY DILUTED EARNINGS PER COMMON SHARE
Net income $136,988 $187,845 $262,639 $393,534
Add: Interest expense on convertible
debentures (net of tax) 13 13 24 24
----------------------------------------------------------
Net income applicable to fully diluted
earnings per common share $137,001 $187,858 $262,663 $393,559
Fully diluted earnings per common share $ .59 $ .79 $ 1.13 $ 1.65
--------------------------------------------------------------------------------------------------------------------------
7