EXHIBIT 11
PNC BANK CORP.
CALCULATION OF PRIMARY AND FULLY DILUTED EARNINGS PER COMMON SHARE
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In thousands, except per share data Three months ended Nine months ended
September 30 September 30
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1994 1993 1994 1993
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PRIMARY AVERAGE COMMON SHARES OUTSTANDING
Weighted average shares of common stock outstanding 235,243 234,079 235,144 233,594
Weighted average common shares to be issued
using average market price and assuming:
Exercise of stock options 1,671 2,465 1,810 2,686
Exercise of warrants 65
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Primary weighted average common shares outstanding 236,914 236,544 236,954 236,345
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FULLY DILUTED AVERAGE COMMON SHARES OUTSTANDING
Weighted average shares of common stock outstanding 235,243 234,079 235,144 233,594
Weighted average common shares to be issued
using average market price or period-end market
price, whichever is higher, and assuming:
Conversion of preferred stock Series A & B 221 250 228 258
Conversion of preferred stock Series C 672 734 687 760
Conversion of preferred stock Series D 855 916 864 964
Conversion of debentures 73 81 74 87
Exercise of stock options 1,671 2,587 1,810 2,686
Exercise of warrants 65
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Fully diluted weighted average 238,735 238,647 238,807 238,414
common shares outstanding
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PRIMARY EARNINGS PER COMMON SHARE
Income before cumulative effect of changes in
accounting principles $187,998 $217,676 $581,532 $573,829
Cumulative effect of changes in
accounting principles,
net of tax benefit of $5,343 (19,393)
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Net income 187,998 217,676 581,532 554,436
Less: Preferred dividends declared 405 437 1,233 1,408
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Net income applicable to primary earnings
per common share $187,593 $217,239 $580,299 $553,028
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Primary earnings per common share
before cumulative effect of
changes in accounting principles $.79 $.92 $2.45 $2.42
Cumulative effect of changes in
accounting principles (.08)
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Primary earnings per common share $.79 $.92 $2.45 $2.34
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FULLY DILUTED EARNINGS PER COMMON SHARE
Income before cumulative effect of changes
in accounting principles $187,998 $217,676 $581,532 $573,829
Cumulative effect of changes in
accounting principles,
net of tax benefit of $5,343 (19,393)
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Net income 187,998 217,676 581,532 554,436
Add: Interest expense on convertible
debentures (net of tax) 13 13 38 43
Less: Dividends declared on non-convertible
preferred stock 34
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Net income applicable to fully diluted
earnings per common share $188,011 $217,689 $581,570 $554,445
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Fully diluted earnings per common share
before cumulative effect
of changes in accounting principles $.79 $.91 $2.44 $2.41
Cumulative effect of changes in
accounting principles (.08)
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Fully diluted earnings per common share $.79 $.91 $2.44 $2.33
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