false2024Q10000713676--12-310.01http://fasb.org/us-gaap/2023#InterestAndDividendIncomeSecurities http://fasb.org/us-gaap/2023#InterestExpensehttp://fasb.org/us-gaap/2023#InterestAndDividendIncomeSecurities http://fasb.org/us-gaap/2023#InterestExpenseREGULATORY MATTERS

FDIC Special Assessment Pursuant to Systemic Risk Determination

In May 2023, the FDIC proposed a rule to implement a special assessment, in connection with the systemic risk determination announced in March 2023, to recover the cost associated with protecting uninsured depositors following the closures of Silicon Valley Bank and Signature Bank. Under the proposal, the FDIC would collect from PNC, along with other BHCs and insured depository institutions, special assessments at an annual rate of 12.5 basis points of PNC’s uninsured deposits reported as of December 31, 2022 (adjusted to exclude the first $5.0 billion), over eight quarterly assessment periods, beginning after the first quarter 2024. We expect the FDIC will enact a special deposit insurance assessment that will significantly increase our FDIC deposit insurance costs. The total cost and timing is subject to the pending finalization of the assessment.

Proposed Expanded Risk-Based Capital Rules

On July 27, 2023, the Federal Reserve, OCC, and FDIC proposed for public comment an interagency rule to implement the final components of the Basel III framework that would significantly revise the capital requirements for large banking organizations, including PNC and PNC Bank. The proposed rule will apply an expanded risk-based approach which leverages the Basel rules, including the calculation of risk-weighted assets, in addition to the current U.S. standardized approach. In addition, this proposal would align the regulatory capital elements and required deductions for Category III banking organizations such as PNC and PNC Bank with those currently applicable to Category I and II banking organizations. PNC and PNC Bank would be required to recognize most elements of AOCI in regulatory capital and deduct from CET1 capital, among other items, mortgage servicing assets and deferred tax assets that individually exceed 10% of CET1 capital or in the aggregate with other threshold items that exceed 15% of CET1 capital. PNC and PNC Bank would be required to calculate their risk-based capital ratios under the existing standardized approach and the expanded risk-based approach and would be subject to the lower of the two resulting ratios for their risk-based capital minimums and buffer requirements, including the SCB. The proposed effective date is July 1, 2025, with certain provisions—including the recognition of AOCI elements in regulatory capital and the increase in risk-weighted assets due to the expanded risk-based approach—having a three-year phase-in period. The closing date for the comment period for the proposal was extended from November 30, 2023 to January 16, 2024.

45500007136762024-01-012024-03-3100007136762024-04-15xbrli:sharesiso4217:USD00007136762023-01-012023-03-310000713676us-gaap:InvestmentAdvisoryManagementAndAdministrativeServiceMember2024-01-012024-03-310000713676us-gaap:InvestmentAdvisoryManagementAndAdministrativeServiceMember2023-01-012023-03-310000713676pnc:ConsumerServicesMember2024-01-012024-03-310000713676pnc:ConsumerServicesMember2023-01-012023-03-310000713676pnc:CorporateServicesMember2024-01-012024-03-310000713676pnc:CorporateServicesMember2023-01-012023-03-310000713676pnc:ResidentialMortgageBankingMember2024-01-012024-03-310000713676pnc:ResidentialMortgageBankingMember2023-01-012023-03-310000713676us-gaap:DepositAccountMember2024-01-012024-03-310000713676us-gaap:DepositAccountMember2023-01-012023-03-310000713676us-gaap:ProductAndServiceOtherMember2024-01-012024-03-310000713676us-gaap:ProductAndServiceOtherMember2023-01-012023-03-31iso4217:USDxbrli:shares00007136762024-03-3100007136762023-12-310000713676us-gaap:PortionAtFairValueFairValueDisclosureMember2024-03-310000713676us-gaap:PortionAtFairValueFairValueDisclosureMember2023-12-3100007136762022-12-3100007136762023-03-31pnc:country0000713676us-gaap:USTreasuryAndGovernmentMember2024-03-310000713676us-gaap:USTreasuryAndGovernmentMember2023-12-310000713676pnc:ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-310000713676pnc:ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-310000713676pnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676pnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676pnc:CommercialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-310000713676pnc:CommercialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-310000713676pnc:CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676pnc:CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676us-gaap:AssetBackedSecuritiesMember2024-03-310000713676us-gaap:AssetBackedSecuritiesMember2023-12-310000713676us-gaap:OtherDebtSecuritiesMember2024-03-310000713676us-gaap:OtherDebtSecuritiesMember2023-12-310000713676us-gaap:CreditConcentrationRiskMemberus-gaap:InvestmentsMemberpnc:FitchAAAORAARatingMember2023-01-012023-12-31xbrli:pure0000713676us-gaap:CreditConcentrationRiskMemberus-gaap:InvestmentsMemberpnc:FitchAAAORAARatingMember2024-01-012024-03-310000713676us-gaap:USTreasuryAndGovernmentMember2024-03-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676us-gaap:OtherDebtSecuritiesMember2024-03-310000713676us-gaap:USTreasuryAndGovernmentMember2023-12-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676us-gaap:OtherDebtSecuritiesMember2023-12-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676us-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-310000713676us-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676us-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:OneYearOrLessMember2024-03-310000713676pnc:AfterOneYearThroughFiveYearsMember2024-03-310000713676pnc:AfterFiveYearsThroughTenYearsMember2024-03-310000713676pnc:AfterTenYearsMember2024-03-310000713676us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember2024-03-310000713676us-gaap:FederalHomeLoanMortgageCorporationFhlmcInsuredLoansMember2024-03-310000713676us-gaap:AssetPledgedAsCollateralMember2024-03-310000713676us-gaap:AssetPledgedAsCollateralMember2023-12-31pnc:portfolio_segment0000713676us-gaap:FinancialAssetNotPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:FinancialAssetPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:NonperformingFinancingReceivableMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancialAssetNotPastDueMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancialAssetNotPastDueMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:NonperformingFinancingReceivableMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancialAssetNotPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:FairValueOptionNonaccrualLoansMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancialAssetPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:FairValueOptionNonaccrualLoansMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:AutomobilesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:AutomobilesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:AutomobilesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:AutomobilesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMemberus-gaap:AutomobilesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:AutomobilesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:AutomobilesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:CreditCardReceivablesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CreditCardReceivablesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:CreditCardReceivablesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberpnc:EducationMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:EducationMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancialAssetPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberpnc:OtherConsumerLoansMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:OtherConsumerLoansMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMemberus-gaap:FinancialAssetPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberpnc:OtherConsumerLoansMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:FairValueOptionNonaccrualLoansMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMember2024-03-310000713676us-gaap:FinancialAssetNotPastDueMember2024-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-310000713676us-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-310000713676us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310000713676us-gaap:FinancialAssetPastDueMember2024-03-310000713676us-gaap:NonperformingFinancingReceivableMember2024-03-310000713676pnc:FairValueOptionNonaccrualLoansMember2024-03-310000713676us-gaap:FinancialAssetNotPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:CommercialAndIndustrialMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:FinancialAssetPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:NonperformingFinancingReceivableMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancialAssetNotPastDueMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancialAssetNotPastDueMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:NonperformingFinancingReceivableMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancialAssetNotPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:FinancialAssetPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:FairValueOptionNonaccrualLoansMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancialAssetPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:FairValueOptionNonaccrualLoansMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:AutomobilesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:AutomobilesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:AutomobilesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:AutomobilesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMemberus-gaap:AutomobilesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:AutomobilesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:AutomobilesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:CreditCardReceivablesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CreditCardReceivablesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:CreditCardReceivablesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberpnc:EducationMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:EducationMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancialAssetPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberpnc:OtherConsumerLoansMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:OtherConsumerLoansMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMemberus-gaap:FinancialAssetPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberpnc:OtherConsumerLoansMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:FairValueOptionNonaccrualLoansMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMember2023-12-310000713676us-gaap:FinancialAssetNotPastDueMember2023-12-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-310000713676us-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-310000713676us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310000713676us-gaap:FinancialAssetPastDueMember2023-12-310000713676us-gaap:NonperformingFinancingReceivableMember2023-12-310000713676pnc:FairValueOptionNonaccrualLoansMember2023-12-310000713676us-gaap:LoansInsuredOrGuaranteedByUsGovernmentAuthoritiesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:LoansInsuredOrGuaranteedByUsGovernmentAuthoritiesMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:LoansInsuredOrGuaranteedByUsGovernmentAuthoritiesMemberus-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancialAssetPastDueMember2023-12-310000713676us-gaap:LoansInsuredOrGuaranteedByUsGovernmentAuthoritiesMemberus-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancialAssetPastDueMember2024-03-310000713676us-gaap:CollateralPledgedMember2023-12-310000713676us-gaap:CollateralPledgedMember2024-03-310000713676us-gaap:AssetPledgedAsCollateralWithoutRightMemberpnc:FederalReserveBankMember2024-03-310000713676us-gaap:AssetPledgedAsCollateralWithoutRightMemberpnc:FederalHomeLoanBankMember2024-03-310000713676us-gaap:AssetPledgedAsCollateralWithoutRightMemberpnc:FederalReserveBankMember2023-12-310000713676us-gaap:AssetPledgedAsCollateralWithoutRightMemberpnc:FederalHomeLoanBankMember2023-12-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2023-12-310000713676us-gaap:NonperformingFinancingReceivableMember2024-03-310000713676us-gaap:NonperformingFinancingReceivableMember2023-12-310000713676srt:MinimumMemberpnc:UnsecuredConsumerLoansMember2024-03-310000713676srt:MaximumMemberpnc:UnsecuredConsumerLoansMember2024-03-310000713676us-gaap:PassMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CriticizedMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:PassMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CriticizedMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:PassMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676us-gaap:CriticizedMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:PassMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CriticizedMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-12-310000713676us-gaap:PassMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CriticizedMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-12-310000713676us-gaap:PassMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:CriticizedMemberpnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676pnc:EquipmentLeaseFinancingMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-12-310000713676us-gaap:CommercialPortfolioSegmentMember2023-01-012023-12-310000713676pnc:LTVGreaterThan100PercentMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676pnc:LTVGreaterThanOrEqualTo80PercentToLessThan100PercentMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:LtvLessThan80PercentMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676pnc:NoLTVAvailableMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:LoansInsuredOrGuaranteedByUsGovernmentAuthoritiesMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ResidentialRealEstateMember2024-03-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberus-gaap:ResidentialRealEstateMember2024-03-310000713676pnc:FICOScore720To779Memberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ResidentialRealEstateMemberpnc:FICOScore660To719Member2024-03-310000713676pnc:FICOScoreLessThan660Memberus-gaap:ResidentialRealEstateMember2024-03-310000713676pnc:NoFICOScoreAvailableMemberus-gaap:ResidentialRealEstateMember2024-03-310000713676us-gaap:ResidentialRealEstateMember2024-01-012024-03-310000713676pnc:LTVGreaterThan100PercentMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:HomeEquityLoanMemberpnc:LTVGreaterThanOrEqualTo80PercentToLessThan100PercentMember2024-03-310000713676us-gaap:LtvLessThan80PercentMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:HomeEquityLoanMember2024-03-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberus-gaap:HomeEquityLoanMember2024-03-310000713676pnc:FICOScore720To779Memberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:HomeEquityLoanMemberpnc:FICOScore660To719Member2024-03-310000713676us-gaap:HomeEquityLoanMemberpnc:FICOScoreLessThan660Member2024-03-310000713676pnc:NoFICOScoreAvailableMemberus-gaap:HomeEquityLoanMember2024-03-310000713676us-gaap:HomeEquityLoanMember2024-01-012024-03-310000713676pnc:LTVGreaterThan100PercentMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676pnc:LTVGreaterThanOrEqualTo80PercentToLessThan100PercentMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:LtvLessThan80PercentMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676pnc:NoLTVAvailableMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:LoansInsuredOrGuaranteedByUsGovernmentAuthoritiesMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ResidentialRealEstateMember2023-12-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberus-gaap:ResidentialRealEstateMember2023-12-310000713676pnc:FICOScore720To779Memberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ResidentialRealEstateMemberpnc:FICOScore660To719Member2023-12-310000713676pnc:FICOScoreLessThan660Memberus-gaap:ResidentialRealEstateMember2023-12-310000713676pnc:NoFICOScoreAvailableMemberus-gaap:ResidentialRealEstateMember2023-12-310000713676us-gaap:ResidentialRealEstateMember2023-01-012023-12-310000713676pnc:LTVGreaterThan100PercentMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:HomeEquityLoanMemberpnc:LTVGreaterThanOrEqualTo80PercentToLessThan100PercentMember2023-12-310000713676us-gaap:LtvLessThan80PercentMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:HomeEquityLoanMember2023-12-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberus-gaap:HomeEquityLoanMember2023-12-310000713676pnc:FICOScore720To779Memberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:HomeEquityLoanMemberpnc:FICOScore660To719Member2023-12-310000713676us-gaap:HomeEquityLoanMemberpnc:FICOScoreLessThan660Member2023-12-310000713676pnc:NoFICOScoreAvailableMemberus-gaap:HomeEquityLoanMember2023-12-310000713676us-gaap:HomeEquityLoanMember2023-01-012023-12-310000713676us-gaap:AutomobileLoanMemberpnc:FICOScoreGreaterThanOrEqualTo780Memberpnc:UsingFicoCreditMetricMember2024-03-310000713676us-gaap:AutomobileLoanMemberpnc:FICOScore720To779Memberpnc:UsingFicoCreditMetricMember2024-03-310000713676us-gaap:AutomobileLoanMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2024-03-310000713676us-gaap:AutomobileLoanMemberpnc:FICOScoreLessThan660Memberpnc:UsingFicoCreditMetricMember2024-03-310000713676us-gaap:AutomobileLoanMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676us-gaap:AutomobileLoanMember2024-01-012024-03-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberus-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:FICOScore720To779Memberus-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676us-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2024-03-310000713676us-gaap:CreditCardReceivablesMemberpnc:FICOScoreLessThan660Memberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:NoFicoScoreAvailableOrRequiredMemberus-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676us-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676us-gaap:CreditCardReceivablesMember2024-01-012024-03-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberpnc:EducationMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:FICOScore720To779Memberpnc:EducationMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:EducationMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2024-03-310000713676pnc:EducationMemberpnc:FICOScoreLessThan660Memberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:NoFicoScoreAvailableOrRequiredMemberpnc:EducationMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:EducationMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:EducationMemberpnc:OtherInternalCreditMetricsMember2024-03-310000713676pnc:EducationMember2024-03-310000713676pnc:EducationMember2024-01-012024-03-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberpnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:FICOScore720To779Memberpnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2024-03-310000713676pnc:FICOScoreLessThan660Memberpnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2024-03-310000713676pnc:OtherConsumerLoansMemberpnc:OtherInternalCreditMetricsMember2024-03-310000713676pnc:OtherConsumerLoansMember2024-03-310000713676pnc:OtherConsumerLoansMember2024-01-012024-03-310000713676us-gaap:AutomobileLoanMemberpnc:FICOScoreGreaterThanOrEqualTo780Memberpnc:UsingFicoCreditMetricMember2023-12-310000713676us-gaap:AutomobileLoanMemberpnc:FICOScore720To779Memberpnc:UsingFicoCreditMetricMember2023-12-310000713676us-gaap:AutomobileLoanMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2023-12-310000713676us-gaap:AutomobileLoanMemberpnc:FICOScoreLessThan660Memberpnc:UsingFicoCreditMetricMember2023-12-310000713676us-gaap:AutomobileLoanMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676us-gaap:AutomobileLoanMember2023-01-012023-12-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberus-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:FICOScore720To779Memberus-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676us-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2023-12-310000713676us-gaap:CreditCardReceivablesMemberpnc:FICOScoreLessThan660Memberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:NoFicoScoreAvailableOrRequiredMemberus-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676us-gaap:CreditCardReceivablesMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676us-gaap:CreditCardReceivablesMember2023-01-012023-12-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberpnc:EducationMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:FICOScore720To779Memberpnc:EducationMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:EducationMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2023-12-310000713676pnc:EducationMemberpnc:FICOScoreLessThan660Memberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:NoFicoScoreAvailableOrRequiredMemberpnc:EducationMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:EducationMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:EducationMemberpnc:OtherInternalCreditMetricsMember2023-12-310000713676pnc:EducationMember2023-12-310000713676pnc:EducationMember2023-01-012023-12-310000713676pnc:FICOScoreGreaterThanOrEqualTo780Memberpnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:FICOScore720To779Memberpnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMemberpnc:FICOScore660To719Member2023-12-310000713676pnc:FICOScoreLessThan660Memberpnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:OtherConsumerLoansMemberpnc:UsingFicoCreditMetricMember2023-12-310000713676pnc:OtherConsumerLoansMemberpnc:OtherInternalCreditMetricsMember2023-12-310000713676pnc:OtherConsumerLoansMember2023-12-310000713676pnc:OtherConsumerLoansMember2023-01-012023-12-310000713676us-gaap:ExtendedMaturityMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:PaymentDeferralMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:PaymentDeferralAndTermExtensionMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:PaymentDeferralAndExtendedMaturityMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:CommercialAndIndustrialMemberpnc:ModifiedOtherMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:ExtendedMaturityMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:PaymentDeferralMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:PaymentDeferralAndTermExtensionMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:CommercialRealEstateMemberpnc:ModifiedOtherMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:ExtendedMaturityMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:PaymentDeferralMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:PaymentDeferralAndTermExtensionMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:PaymentDeferralAndExtendedMaturityMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676pnc:ModifiedOtherMemberus-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:PaymentDeferralMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberpnc:ModifiedOtherMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:PaymentDeferralMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberpnc:RepaymentPlansMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberpnc:ModifiedOtherMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberpnc:RepaymentPlansMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ExtendedMaturityMemberpnc:EducationMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ExtendedMaturityMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PaymentDeferralMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:RepaymentPlansMember2024-01-012024-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMemberus-gaap:ConsumerPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:ModifiedOtherMember2024-01-012024-03-310000713676us-gaap:ConsumerPortfolioSegmentMember2024-01-012024-03-310000713676us-gaap:ExtendedMaturityMember2024-01-012024-03-310000713676us-gaap:PaymentDeferralMember2024-01-012024-03-310000713676pnc:RepaymentPlansMember2024-01-012024-03-310000713676pnc:PaymentDeferralAndTermExtensionMember2024-01-012024-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMember2024-01-012024-03-310000713676pnc:PaymentDeferralAndExtendedMaturityMember2024-01-012024-03-310000713676pnc:ModifiedOtherMember2024-01-012024-03-310000713676us-gaap:PrincipalForgivenessMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:PaymentDeferralMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676pnc:CommercialAndIndustrialMemberpnc:ModifiedOtherMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:PaymentDeferralMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:CommercialRealEstateMemberpnc:ModifiedOtherMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:PrincipalForgivenessMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:PaymentDeferralMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676pnc:ModifiedOtherMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PrincipalForgivenessMemberus-gaap:ResidentialRealEstateMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:PaymentDeferralMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberpnc:ModifiedOtherMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:PaymentDeferralMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberpnc:RepaymentPlansMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberpnc:ModifiedOtherMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberpnc:RepaymentPlansMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ExtendedMaturityMemberpnc:EducationMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMemberpnc:RepaymentPlansMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PrincipalForgivenessMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ExtendedMaturityMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PaymentDeferralMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:RepaymentPlansMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMemberus-gaap:ConsumerPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:ModifiedOtherMember2023-01-012023-03-310000713676us-gaap:ConsumerPortfolioSegmentMember2023-01-012023-03-310000713676us-gaap:PrincipalForgivenessMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityMember2023-01-012023-03-310000713676us-gaap:PaymentDeferralMember2023-01-012023-03-310000713676pnc:RepaymentPlansMember2023-01-012023-03-310000713676us-gaap:ExtendedMaturityAndInterestRateReductionMember2023-01-012023-03-310000713676pnc:ModifiedOtherMember2023-01-012023-03-310000713676pnc:TotalPrincipalForgivenessMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310000713676srt:MinimumMemberpnc:ShortTermRepaymentPlanMember2024-01-012024-03-310000713676srt:MaximumMemberpnc:ShortTermRepaymentPlanMember2024-01-012024-03-310000713676pnc:ShortTermRepaymentPlanMember2024-01-012024-03-310000713676pnc:FullyAmortizedRepaymentPlansMember2024-01-012024-03-310000713676pnc:FullyAmortizedRepaymentPlansMembersrt:MinimumMember2024-01-012024-03-310000713676us-gaap:FinancialAssetNotPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:NonperformingFinancingReceivableMemberpnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676pnc:CommercialAndIndustrialMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:FinancialAssetNotPastDueMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:CommercialRealEstateMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:FinancialAssetNotPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:FinancingReceivables60To89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:CommercialPortfolioSegmentMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:ResidentialRealEstateMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:ResidentialRealEstateMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:ResidentialRealEstateMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ResidentialRealEstateMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:HomeEquityLoanMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberus-gaap:HomeEquityLoanMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:HomeEquityLoanMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberus-gaap:CreditCardReceivablesMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberus-gaap:CreditCardReceivablesMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:CreditCardReceivablesMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberpnc:EducationMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMemberpnc:EducationMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:EducationMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMemberpnc:OtherConsumerLoansMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMemberpnc:OtherConsumerLoansMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberpnc:OtherConsumerLoansMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMemberus-gaap:NonperformingFinancingReceivableMember2023-03-310000713676us-gaap:ConsumerPortfolioSegmentMember2023-03-310000713676us-gaap:FinancialAssetNotPastDueMember2023-03-310000713676us-gaap:FinancingReceivables30To59DaysPastDueMember2023-03-310000713676us-gaap:FinancingReceivables60To89DaysPastDueMember2023-03-310000713676us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310000713676us-gaap:NonperformingFinancingReceivableMember2023-03-310000713676us-gaap:CommercialPortfolioSegmentMember2022-12-310000713676us-gaap:ConsumerPortfolioSegmentMember2022-12-310000713676srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerPortfolioSegmentMember2022-12-310000713676srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-310000713676srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310000713676us-gaap:ConsumerPortfolioSegmentMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-12-310000713676srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-12-310000713676srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMemberus-gaap:CommercialPortfolioSegmentMember2022-12-310000713676us-gaap:ConsumerPortfolioSegmentMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:ResidentialMortgageMember2024-01-012024-03-310000713676pnc:CommercialMortgagesMember2024-01-012024-03-310000713676us-gaap:ResidentialMortgageMember2023-01-012023-03-310000713676pnc:CommercialMortgagesMember2023-01-012023-03-310000713676us-gaap:ResidentialMortgageMember2024-03-310000713676us-gaap:ResidentialMortgageMember2023-12-310000713676us-gaap:ResidentialMortgageMember2023-03-310000713676pnc:CommercialMortgagesMember2024-03-310000713676pnc:CommercialMortgagesMember2023-12-310000713676pnc:CommercialMortgagesMember2023-03-310000713676us-gaap:VariableInterestEntityPrimaryBeneficiaryMemberpnc:MortgageBackedSecuritizationsMember2024-03-310000713676pnc:TaxCreditInvestmentsAndOtherMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310000713676us-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310000713676us-gaap:VariableInterestEntityPrimaryBeneficiaryMemberpnc:MortgageBackedSecuritizationsMember2023-12-310000713676pnc:TaxCreditInvestmentsAndOtherMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310000713676us-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310000713676pnc:LowIncomeHousingTaxCreditInvestmentsMember2024-03-310000713676pnc:NewMarketTaxCreditMember2024-03-310000713676pnc:LowIncomeHousingTaxCreditInvestmentsMember2023-12-310000713676pnc:NewMarketTaxCreditMember2023-12-310000713676pnc:LowIncomeHousingTaxCreditAndMarketTaxCreditMember2024-01-012024-03-310000713676pnc:LowIncomeHousingTaxCreditInvestmentsMember2023-01-012023-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2023-12-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2022-12-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2023-12-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2022-12-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberpnc:OriginatedMsrsMember2024-01-012024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberpnc:OriginatedMsrsMember2023-01-012023-03-310000713676us-gaap:ServicingContractsMemberpnc:OriginatedMsrsMemberus-gaap:ResidentialMortgageMember2024-01-012024-03-310000713676us-gaap:ServicingContractsMemberpnc:OriginatedMsrsMemberus-gaap:ResidentialMortgageMember2023-01-012023-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberpnc:PurchasedMsrsMember2024-01-012024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberpnc:PurchasedMsrsMember2023-01-012023-03-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMemberpnc:PurchasedMsrsMember2024-01-012024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMemberpnc:PurchasedMsrsMember2023-01-012023-03-310000713676pnc:ChangesInFairValueTimeAndPayoffsMemberus-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2024-01-012024-03-310000713676pnc:ChangesInFairValueTimeAndPayoffsMemberus-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2023-01-012023-03-310000713676pnc:ChangesInFairValueTimeAndPayoffsMemberus-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2024-01-012024-03-310000713676pnc:ChangesInFairValueTimeAndPayoffsMemberus-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2023-01-012023-03-310000713676pnc:ChangesInFairValueOtherMemberus-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2024-01-012024-03-310000713676pnc:ChangesInFairValueOtherMemberus-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2023-01-012023-03-310000713676pnc:ChangesInFairValueOtherMemberus-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2024-01-012024-03-310000713676pnc:ChangesInFairValueOtherMemberus-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2023-01-012023-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2023-03-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2023-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2024-01-012024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMember2023-01-012023-12-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberus-gaap:MeasurementInputDiscountRateMember2024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:CommercialRealEstateMemberus-gaap:MeasurementInputDiscountRateMember2023-12-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2024-01-012024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMember2023-01-012023-12-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676us-gaap:ServicingContractsMemberus-gaap:ResidentialMortgageMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676srt:MinimumMemberus-gaap:SeniorNotesMembersrt:ParentCompanyMember2024-03-310000713676srt:MaximumMemberus-gaap:SeniorNotesMembersrt:ParentCompanyMember2024-03-310000713676us-gaap:SeniorNotesMembersrt:ParentCompanyMember2024-03-310000713676us-gaap:SeniorNotesMembersrt:ParentCompanyMember2023-12-310000713676srt:MinimumMembersrt:ParentCompanyMemberus-gaap:SubordinatedDebtMember2024-03-310000713676srt:MaximumMembersrt:ParentCompanyMemberus-gaap:SubordinatedDebtMember2024-03-310000713676srt:ParentCompanyMemberus-gaap:SubordinatedDebtMember2024-03-310000713676srt:ParentCompanyMemberus-gaap:SubordinatedDebtMember2023-12-310000713676us-gaap:JuniorSubordinatedDebtMembersrt:ParentCompanyMember2024-03-310000713676us-gaap:JuniorSubordinatedDebtMembersrt:ParentCompanyMember2023-12-310000713676srt:ParentCompanyMember2024-03-310000713676srt:ParentCompanyMember2023-12-310000713676srt:MinimumMembersrt:SubsidiariesMemberus-gaap:FederalHomeLoanBankBorrowingsMember2024-03-310000713676srt:MaximumMembersrt:SubsidiariesMemberus-gaap:FederalHomeLoanBankBorrowingsMember2024-03-310000713676srt:SubsidiariesMemberus-gaap:FederalHomeLoanBankBorrowingsMember2024-03-310000713676srt:SubsidiariesMemberus-gaap:FederalHomeLoanBankBorrowingsMember2023-12-310000713676srt:MinimumMemberus-gaap:SeniorNotesMembersrt:SubsidiariesMember2024-03-310000713676srt:MaximumMemberus-gaap:SeniorNotesMembersrt:SubsidiariesMember2024-03-310000713676us-gaap:SeniorNotesMembersrt:SubsidiariesMember2024-03-310000713676us-gaap:SeniorNotesMembersrt:SubsidiariesMember2023-12-310000713676srt:MinimumMembersrt:SubsidiariesMemberus-gaap:SubordinatedDebtMember2024-03-310000713676srt:MaximumMembersrt:SubsidiariesMemberus-gaap:SubordinatedDebtMember2024-03-310000713676srt:SubsidiariesMemberus-gaap:SubordinatedDebtMember2024-03-310000713676srt:SubsidiariesMemberus-gaap:SubordinatedDebtMember2023-12-310000713676srt:SubsidiariesMember2024-03-310000713676srt:SubsidiariesMember2023-12-310000713676us-gaap:CommercialPortfolioSegmentMemberus-gaap:CommitmentsToExtendCreditMember2024-03-310000713676us-gaap:CommercialPortfolioSegmentMemberus-gaap:CommitmentsToExtendCreditMember2023-12-310000713676us-gaap:HomeEquityMemberus-gaap:CommitmentsToExtendCreditMember2024-03-310000713676us-gaap:HomeEquityMemberus-gaap:CommitmentsToExtendCreditMember2023-12-310000713676us-gaap:CreditCardReceivablesMemberus-gaap:CommitmentsToExtendCreditMember2024-03-310000713676us-gaap:CreditCardReceivablesMemberus-gaap:CommitmentsToExtendCreditMember2023-12-310000713676pnc:OtherConsumerLoansMemberus-gaap:CommitmentsToExtendCreditMember2024-03-310000713676pnc:OtherConsumerLoansMemberus-gaap:CommitmentsToExtendCreditMember2023-12-310000713676us-gaap:CommitmentsToExtendCreditMember2024-03-310000713676us-gaap:CommitmentsToExtendCreditMember2023-12-310000713676us-gaap:FinancialStandbyLetterOfCreditMember2024-03-310000713676us-gaap:FinancialStandbyLetterOfCreditMember2023-12-310000713676us-gaap:GuaranteeOfIndebtednessOfOthersMember2024-03-310000713676us-gaap:GuaranteeOfIndebtednessOfOthersMember2023-12-310000713676pnc:OtherCommitmentMember2024-03-310000713676pnc:OtherCommitmentMember2023-12-310000713676pnc:RemarketingProgramsMemberus-gaap:FinancialStandbyLetterOfCreditMember2024-03-310000713676pnc:RemarketingProgramsMemberus-gaap:FinancialStandbyLetterOfCreditMember2023-12-310000713676srt:MinimumMember2024-01-012024-03-310000713676srt:MaximumMember2024-01-012024-03-310000713676us-gaap:CommonStockMember2022-12-310000713676us-gaap:PreferredStockIncludingAdditionalPaidInCapitalMember2022-12-310000713676us-gaap:CommonStockIncludingAdditionalPaidInCapitalMember2022-12-310000713676us-gaap:RetainedEarningsMember2022-12-310000713676us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-12-310000713676us-gaap:TreasuryStockCommonMember2022-12-310000713676us-gaap:NoncontrollingInterestMember2022-12-310000713676srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:RetainedEarningsMember2022-12-310000713676us-gaap:CommonStockMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:PreferredStockIncludingAdditionalPaidInCapitalMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:CommonStockIncludingAdditionalPaidInCapitalMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:RetainedEarningsMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:AccumulatedOtherComprehensiveIncomeMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:TreasuryStockCommonMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:NoncontrollingInterestMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310000713676us-gaap:RetainedEarningsMember2023-01-012023-03-310000713676us-gaap:NoncontrollingInterestMember2023-01-012023-03-310000713676us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-01-012023-03-310000713676us-gaap:PreferredStockIncludingAdditionalPaidInCapitalMember2023-01-012023-03-310000713676us-gaap:CommonStockMember2023-01-012023-03-310000713676us-gaap:CommonStockIncludingAdditionalPaidInCapitalMember2023-01-012023-03-310000713676us-gaap:TreasuryStockCommonMember2023-01-012023-03-310000713676us-gaap:CommonStockMember2023-03-310000713676us-gaap:PreferredStockIncludingAdditionalPaidInCapitalMember2023-03-310000713676us-gaap:CommonStockIncludingAdditionalPaidInCapitalMember2023-03-310000713676us-gaap:RetainedEarningsMember2023-03-310000713676us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-03-310000713676us-gaap:TreasuryStockCommonMember2023-03-310000713676us-gaap:NoncontrollingInterestMember2023-03-310000713676us-gaap:CommonStockMember2023-12-310000713676us-gaap:PreferredStockIncludingAdditionalPaidInCapitalMember2023-12-310000713676us-gaap:CommonStockIncludingAdditionalPaidInCapitalMember2023-12-310000713676us-gaap:RetainedEarningsMember2023-12-310000713676us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-12-310000713676us-gaap:TreasuryStockCommonMember2023-12-310000713676us-gaap:NoncontrollingInterestMember2023-12-310000713676us-gaap:RetainedEarningsMember2024-01-012024-03-310000713676us-gaap:NoncontrollingInterestMember2024-01-012024-03-310000713676us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-01-012024-03-310000713676us-gaap:PreferredStockIncludingAdditionalPaidInCapitalMember2024-01-012024-03-310000713676us-gaap:CommonStockMember2024-01-012024-03-310000713676us-gaap:CommonStockIncludingAdditionalPaidInCapitalMember2024-01-012024-03-310000713676us-gaap:TreasuryStockCommonMember2024-01-012024-03-310000713676us-gaap:CommonStockMember2024-03-310000713676us-gaap:PreferredStockIncludingAdditionalPaidInCapitalMember2024-03-310000713676us-gaap:CommonStockIncludingAdditionalPaidInCapitalMember2024-03-310000713676us-gaap:RetainedEarningsMember2024-03-310000713676us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-03-310000713676us-gaap:TreasuryStockCommonMember2024-03-310000713676us-gaap:NoncontrollingInterestMember2024-03-310000713676pnc:SeriesWPreferredStockMember2023-02-072023-02-070000713676pnc:SeriesWPreferredStockMember2023-02-070000713676us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2024-01-012024-03-310000713676us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-01-012023-03-310000713676us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2024-01-012024-03-310000713676us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2023-01-012023-03-310000713676us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2024-01-012024-03-310000713676us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2023-01-012023-03-310000713676pnc:AOCIAttributabletoParentOtherMember2024-01-012024-03-310000713676pnc:AOCIAttributabletoParentOtherMember2023-01-012023-03-310000713676us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2022-12-310000713676us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2022-12-310000713676us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2022-12-310000713676pnc:AOCIAttributabletoParentOtherMember2022-12-310000713676us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-03-310000713676us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2023-03-310000713676us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2023-03-310000713676pnc:AOCIAttributabletoParentOtherMember2023-03-310000713676us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-12-310000713676us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2023-12-310000713676us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2023-12-310000713676pnc:AOCIAttributabletoParentOtherMember2023-12-310000713676us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2024-03-310000713676us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2024-03-310000713676us-gaap:AccumulatedDefinedBenefitPlansAdjustmentMember2024-03-310000713676pnc:AOCIAttributabletoParentOtherMember2024-03-310000713676us-gaap:SeriesBPreferredStockMember2024-01-012024-03-310000713676us-gaap:SeriesBPreferredStockMember2023-01-012023-03-310000713676pnc:SeriesOPreferredStockMember2024-01-012024-03-310000713676pnc:SeriesOPreferredStockMember2023-01-012023-03-310000713676pnc:SeriesRPreferredStockMember2024-01-012024-03-310000713676pnc:SeriesRPreferredStockMember2023-01-012023-03-310000713676pnc:SeriesTPreferredStockMember2024-01-012024-03-310000713676pnc:SeriesTPreferredStockMember2023-01-012023-03-310000713676pnc:SeriesUPreferredStockMember2024-01-012024-03-310000713676pnc:SeriesUPreferredStockMember2023-01-012023-03-310000713676pnc:SeriesVPreferredStockMember2024-01-012024-03-310000713676pnc:SeriesVPreferredStockMember2023-01-012023-03-310000713676pnc:SeriesWPreferredStockMember2024-01-012024-03-310000713676us-gaap:SubsequentEventMember2024-04-032024-04-030000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMember2023-12-310000713676us-gaap:FairValueInputsLevel2Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676pnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676pnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:USTreasuryAndGovernmentMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:USTreasuryAndGovernmentMemberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:USTreasuryAndGovernmentMemberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:USTreasuryAndGovernmentMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:USTreasuryAndGovernmentMemberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:USTreasuryAndGovernmentMemberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676us-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberpnc:ResidentialMortgageServingRightsMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberpnc:ResidentialMortgageServingRightsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberpnc:ResidentialMortgageServingRightsMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberpnc:ResidentialMortgageServingRightsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberpnc:CommercialMortgageServingRightsMember2024-03-310000713676us-gaap:FairValueMeasurementsRecurringMemberpnc:CommercialMortgageServingRightsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberpnc:CommercialMortgageServingRightsMember2023-12-310000713676us-gaap:FairValueMeasurementsRecurringMemberpnc:CommercialMortgageServingRightsMember2023-12-310000713676us-gaap:AssetsMemberus-gaap:AssetsTotalMemberpnc:AssetsAtFairValueMember2024-01-012024-03-310000713676us-gaap:AssetsMemberus-gaap:AssetsTotalMemberpnc:AssetsAtFairValueMember2023-01-012023-12-310000713676pnc:LevelThreeAssetsMemberus-gaap:AssetsMemberus-gaap:AssetsTotalMember2023-01-012023-12-310000713676pnc:LevelThreeAssetsMemberus-gaap:AssetsMemberus-gaap:AssetsTotalMember2024-01-012024-03-310000713676pnc:LevelThreeAssetsMemberus-gaap:AssetsMemberus-gaap:AssetsMember2023-01-012023-12-310000713676pnc:LevelThreeAssetsMemberus-gaap:AssetsMemberus-gaap:AssetsMember2024-01-012024-03-310000713676us-gaap:LiabilityMemberpnc:LiabilitiesAtFairValueMemberus-gaap:LiabilitiesTotalMember2023-01-012023-12-310000713676us-gaap:LiabilityMemberpnc:LiabilitiesAtFairValueMemberus-gaap:LiabilitiesTotalMember2024-01-012024-03-310000713676us-gaap:LiabilityMemberpnc:LevelThreeLiabilitiesMemberus-gaap:LiabilitiesTotalMember2024-01-012024-03-310000713676us-gaap:LiabilityMemberpnc:LevelThreeLiabilitiesMemberus-gaap:LiabilitiesTotalMember2023-01-012023-12-310000713676us-gaap:LiabilityMemberpnc:LevelThreeLiabilitiesMemberus-gaap:LiabilityMember2024-01-012024-03-310000713676us-gaap:LiabilityMemberpnc:LevelThreeLiabilitiesMemberus-gaap:LiabilityMember2023-01-012023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:LoansHeldForSaleMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:LoansHeldForSaleMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberpnc:CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberpnc:CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberpnc:CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2024-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-01-012024-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2023-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2024-01-012024-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2024-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2024-01-012024-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:LoansReceivableMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:LoansReceivableMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:LoansReceivableMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:EquityMethodInvestmentsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:EquityMethodInvestmentsMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:EquityMethodInvestmentsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberus-gaap:ServicingContractsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberus-gaap:ServicingContractsMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberus-gaap:ServicingContractsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ServicingContractsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ServicingContractsMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ServicingContractsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:FairValueMeasurementsRecurringMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherAssetsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherAssetsMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherAssetsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:OtherBorrowedFundsMemberus-gaap:FairValueMeasurementsRecurringMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:OtherBorrowedFundsMemberus-gaap:FairValueMeasurementsRecurringMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:OtherBorrowedFundsMemberus-gaap:FairValueMeasurementsRecurringMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherLiabilitiesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherLiabilitiesMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherLiabilitiesMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:LoansHeldForSaleMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:LoansHeldForSaleMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberpnc:LoansHeldForSaleMember2023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2022-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2023-01-012023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CommercialMortgageBackedSecuritiesMember2022-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-01-012023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:CommercialMortgageBackedSecuritiesMember2023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2022-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-01-012023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2022-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2023-01-012023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2022-12-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-01-012023-03-310000713676us-gaap:DebtSecuritiesMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:LoansReceivableMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:LoansReceivableMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:LoansReceivableMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:EquityMethodInvestmentsMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:EquityMethodInvestmentsMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:EquityMethodInvestmentsMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberus-gaap:ServicingContractsMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberus-gaap:ServicingContractsMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageMemberus-gaap:ServicingContractsMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ServicingContractsMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ServicingContractsMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CommercialMortgagesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ServicingContractsMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:FairValueMeasurementsRecurringMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:FairValueMeasurementsRecurringMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:FairValueMeasurementsRecurringMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:OtherBorrowedFundsMemberus-gaap:FairValueMeasurementsRecurringMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:OtherBorrowedFundsMemberus-gaap:FairValueMeasurementsRecurringMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:OtherBorrowedFundsMemberus-gaap:FairValueMeasurementsRecurringMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherLiabilitiesMember2022-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherLiabilitiesMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherLiabilitiesMember2023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputDefaultRateMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputDefaultRateMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputDefaultRateMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputLossSeverityMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputLossSeverityMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputLossSeverityMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputConstantPrepaymentRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputConstantPrepaymentRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputConstantPrepaymentRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputDefaultRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputDefaultRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputDefaultRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputLossSeverityMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputLossSeverityMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMembersrt:WeightedAverageMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberpnc:ResidentialRealEstateUninsuredMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialRealEstateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:ResidentialRealEstateMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ResidentialRealEstateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMembersrt:WeightedAverageMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMembersrt:WeightedAverageMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMembersrt:WeightedAverageMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:CreditAndLiquidityDiscountMemberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:CreditAndLiquidityDiscountMemberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CreditAndLiquidityDiscountMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2024-03-310000713676pnc:MultipleOfAdjustedEarningsMemberus-gaap:FairValueInputsLevel3Memberus-gaap:EquityMethodInvestmentsMember2024-03-310000713676pnc:MultipleOfAdjustedEarningsMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:EquityMethodInvestmentsMemberpnc:MeasurementInputMultipleOfEarningsMember2024-03-310000713676pnc:MultipleOfAdjustedEarningsMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:EquityMethodInvestmentsMemberpnc:MeasurementInputMultipleOfEarningsMember2024-03-310000713676pnc:MultipleOfAdjustedEarningsMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:EquityMethodInvestmentsMemberpnc:MeasurementInputMultipleOfEarningsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMembersrt:WeightedAverageMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2024-03-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676pnc:EstimatedConversionFactorMemberus-gaap:DerivativeMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberpnc:EstimatedAnnualGrowthRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberpnc:InsignificantRecurringAssetsNetOfLiabilitiesMember2024-03-310000713676us-gaap:FairValueInputsLevel3Member2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberpnc:LoansHeldForSaleMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputDefaultRateMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputDefaultRateMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputDefaultRateMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputLossSeverityMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMemberus-gaap:MeasurementInputLossSeverityMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputLossSeverityMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberpnc:ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMembersrt:WeightedAverageMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputConstantPrepaymentRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputConstantPrepaymentRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputConstantPrepaymentRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputDefaultRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputDefaultRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputDefaultRateMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputLossSeverityMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:MeasurementInputLossSeverityMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676pnc:PricedByThirdPartyVendorUsingDiscountedCashFlowPricingModelMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMembersrt:WeightedAverageMemberus-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberpnc:ResidentialRealEstateUninsuredMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberpnc:ResidentialRealEstateUninsuredMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialRealEstateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:ResidentialRealEstateMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ResidentialRealEstateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMembersrt:WeightedAverageMemberpnc:MeasurementInputCumulativeDefaultRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMembersrt:WeightedAverageMemberus-gaap:MeasurementInputLossSeverityMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:HomeEquityFirstLienLineOfCreditMembersrt:WeightedAverageMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueConsensusPricingModelMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:CreditAndLiquidityDiscountMemberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:CreditAndLiquidityDiscountMemberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:CreditAndLiquidityDiscountMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueConsensusPricingModelMemberus-gaap:HomeEquityMember2023-12-310000713676pnc:MultipleOfAdjustedEarningsMemberus-gaap:FairValueInputsLevel3Memberus-gaap:EquityMethodInvestmentsMember2023-12-310000713676pnc:MultipleOfAdjustedEarningsMembersrt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:EquityMethodInvestmentsMemberpnc:MeasurementInputMultipleOfEarningsMember2023-12-310000713676pnc:MultipleOfAdjustedEarningsMembersrt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:EquityMethodInvestmentsMemberpnc:MeasurementInputMultipleOfEarningsMember2023-12-310000713676pnc:MultipleOfAdjustedEarningsMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:EquityMethodInvestmentsMemberpnc:MeasurementInputMultipleOfEarningsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676us-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:SpreadOverTheBenchmarkCurveMembersrt:WeightedAverageMemberus-gaap:ResidentialMortgageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMemberus-gaap:MeasurementInputConstantPrepaymentRateMember2023-12-310000713676srt:MinimumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676srt:MaximumMemberus-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMembersrt:WeightedAverageMemberus-gaap:MeasurementInputDiscountRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676pnc:EstimatedConversionFactorMemberus-gaap:DerivativeMemberus-gaap:FairValueInputsLevel3Membersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:DerivativeMemberpnc:EstimatedAnnualGrowthRateMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberpnc:InsignificantRecurringAssetsNetOfLiabilitiesMember2023-12-310000713676us-gaap:FairValueInputsLevel3Member2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:NonaccrualLoansMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:NonaccrualLoansMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:NonaccrualLoansMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:NonaccrualLoansMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:EquityMethodInvestmentsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:EquityMethodInvestmentsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:EquityMethodInvestmentsMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:EquityMethodInvestmentsMember2023-01-012023-03-310000713676pnc:OREOandForeclosedAssetsMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2024-03-310000713676pnc:OREOandForeclosedAssetsMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2023-12-310000713676pnc:OREOandForeclosedAssetsMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2024-01-012024-03-310000713676pnc:OREOandForeclosedAssetsMemberus-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2023-01-012023-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:LonglivedAssetsMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:LonglivedAssetsMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:LonglivedAssetsMember2024-01-012024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberpnc:LonglivedAssetsMember2023-01-012023-03-310000713676us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel3Member2024-03-310000713676us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel3Member2023-12-310000713676us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel3Member2024-01-012024-03-310000713676us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:FairValueInputsLevel3Member2023-01-012023-03-310000713676us-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:EquityMethodInvestmentsMemberus-gaap:FairValueInputsLevel1Member2023-12-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansLessThan90DaysPastDueMemberpnc:LoansHeldForSaleMember2024-03-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansLessThan90DaysPastDueMemberpnc:LoansHeldForSaleMember2023-12-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMemberpnc:Loans90DaysOrMorePastDueMember2024-03-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMemberpnc:Loans90DaysOrMorePastDueMember2023-12-310000713676pnc:NonaccrualLoansMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2024-03-310000713676pnc:NonaccrualLoansMemberus-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2023-12-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2024-03-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2023-12-310000713676pnc:CommercialMortgagesMemberpnc:LoansLessThan90DaysPastDueMemberpnc:LoansHeldForSaleMember2024-03-310000713676pnc:CommercialMortgagesMemberpnc:LoansLessThan90DaysPastDueMemberpnc:LoansHeldForSaleMember2023-12-310000713676us-gaap:LoansReceivableMemberpnc:LoansLessThan90DaysPastDueMember2024-03-310000713676us-gaap:LoansReceivableMemberpnc:LoansLessThan90DaysPastDueMember2023-12-310000713676us-gaap:LoansReceivableMemberpnc:Loans90DaysOrMorePastDueMember2024-03-310000713676us-gaap:LoansReceivableMemberpnc:Loans90DaysOrMorePastDueMember2023-12-310000713676pnc:NonaccrualLoansMemberus-gaap:LoansReceivableMember2024-03-310000713676pnc:NonaccrualLoansMemberus-gaap:LoansReceivableMember2023-12-310000713676us-gaap:LoansReceivableMember2024-03-310000713676us-gaap:LoansReceivableMember2023-12-310000713676pnc:OtherAssetsFairValueMember2024-03-310000713676pnc:OtherAssetsFairValueMember2023-12-310000713676pnc:OtherBorrowedFundsMember2024-03-310000713676pnc:OtherBorrowedFundsMember2023-12-310000713676us-gaap:OtherLiabilitiesMember2024-03-310000713676us-gaap:OtherLiabilitiesMember2023-12-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2024-01-012024-03-310000713676us-gaap:ResidentialMortgageMemberpnc:LoansHeldForSaleMember2023-01-012023-03-310000713676pnc:CommercialMortgagesMemberpnc:LoansHeldForSaleMember2024-01-012024-03-310000713676pnc:CommercialMortgagesMemberpnc:LoansHeldForSaleMember2023-01-012023-03-310000713676us-gaap:LoansMember2024-01-012024-03-310000713676us-gaap:LoansMember2023-01-012023-03-310000713676pnc:OtherAssetsFairValueMember2024-01-012024-03-310000713676pnc:OtherAssetsFairValueMember2023-01-012023-03-310000713676pnc:OtherLiabilitiesFairValueDisclosureMember2024-01-012024-03-310000713676pnc:OtherLiabilitiesFairValueDisclosureMember2023-01-012023-03-310000713676us-gaap:CarryingReportedAmountFairValueDisclosureMember2024-03-310000713676us-gaap:EstimateOfFairValueFairValueDisclosureMember2024-03-310000713676us-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueInputsLevel1Member2024-03-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2024-03-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2024-03-310000713676us-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-310000713676us-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-310000713676us-gaap:EstimateOfFairValueFairValueDisclosureMemberus-gaap:FairValueInputsLevel1Member2023-12-310000713676us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-310000713676us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-310000713676us-gaap:FairValueHedgingMemberus-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:FairValueHedgingMemberus-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:CashFlowHedgingMemberus-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:CashFlowHedgingMemberus-gaap:InterestRateContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:CashFlowHedgingMemberus-gaap:InterestRateContractMemberus-gaap:OtherContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:CashFlowHedgingMemberus-gaap:InterestRateContractMemberus-gaap:OtherContractMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:ForeignExchangeContractMemberus-gaap:NetInvestmentHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:ForeignExchangeContractMemberus-gaap:NetInvestmentHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:SwapMember2024-03-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:SwapMember2023-12-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:FutureMember2024-03-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:FutureMember2023-12-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberpnc:MortgageCommitmentMember2024-03-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberpnc:MortgageCommitmentMember2023-12-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:OtherContractMember2024-03-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:OtherContractMember2023-12-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2024-03-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2023-12-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberus-gaap:SwapMember2024-03-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberus-gaap:SwapMember2023-12-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberus-gaap:FutureMember2024-03-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberus-gaap:FutureMember2023-12-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberpnc:MortgageCommitmentMember2024-03-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberpnc:MortgageCommitmentMember2023-12-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:OtherContractMemberus-gaap:CustomerContractsMember2024-03-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:OtherContractMemberus-gaap:CustomerContractsMember2023-12-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2024-03-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2023-12-310000713676us-gaap:CommodityContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberus-gaap:SwapMember2024-03-310000713676us-gaap:CommodityContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberus-gaap:SwapMember2023-12-310000713676us-gaap:CommodityContractMemberus-gaap:NondesignatedMemberus-gaap:OtherContractMemberus-gaap:CustomerContractsMember2024-03-310000713676us-gaap:CommodityContractMemberus-gaap:NondesignatedMemberus-gaap:OtherContractMemberus-gaap:CustomerContractsMember2023-12-310000713676us-gaap:CommodityContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2024-03-310000713676us-gaap:CommodityContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2023-12-310000713676pnc:ForeignExchangeAndOtherContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2024-03-310000713676pnc:ForeignExchangeAndOtherContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2023-12-310000713676us-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2024-03-310000713676us-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2023-12-310000713676pnc:ForeignExchangeAndOtherContractMemberpnc:OtherRiskManagementActivityMemberus-gaap:NondesignatedMember2024-03-310000713676pnc:ForeignExchangeAndOtherContractMemberpnc:OtherRiskManagementActivityMemberus-gaap:NondesignatedMember2023-12-310000713676us-gaap:NondesignatedMember2024-03-310000713676us-gaap:NondesignatedMember2023-12-310000713676us-gaap:CashFlowHedgingMemberus-gaap:InterestRateContractMember2024-01-012024-03-310000713676us-gaap:InterestIncomeMemberus-gaap:FairValueHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-01-012024-03-310000713676us-gaap:BorrowingsMemberus-gaap:FairValueHedgingMemberus-gaap:InterestExpenseMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-01-012024-03-310000713676us-gaap:FairValueHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-01-012024-03-310000713676us-gaap:BorrowingsMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-01-012024-03-310000713676us-gaap:InterestIncomeMemberus-gaap:LoansReceivableMemberus-gaap:CashFlowHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-01-012024-03-310000713676us-gaap:InterestIncomeMemberus-gaap:CashFlowHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-01-012024-03-310000713676us-gaap:InterestIncomeMemberus-gaap:CashFlowHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-01-012024-03-310000713676us-gaap:InterestIncomeMemberus-gaap:FairValueHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:BorrowingsMemberus-gaap:FairValueHedgingMemberus-gaap:InterestExpenseMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:FairValueHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:BorrowingsMemberus-gaap:FairValueHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:InterestIncomeMemberus-gaap:LoansReceivableMemberus-gaap:CashFlowHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:InterestIncomeMemberus-gaap:CashFlowHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:CashFlowHedgingMemberus-gaap:OtherIncomeMemberpnc:NoninterestIncomeMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:InterestIncomeMemberus-gaap:CashFlowHedgingMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-01-012023-03-310000713676us-gaap:FairValueHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:FairValueHedgingMemberpnc:InvestmentSecuritiesMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:FairValueHedgingMemberus-gaap:BorrowingsMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:FairValueHedgingMemberus-gaap:BorrowingsMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:FairValueHedgingMemberpnc:BorrowedFundsDiscontinuedRelationshipsMemberus-gaap:DesignatedAsHedgingInstrumentMember2024-03-310000713676us-gaap:FairValueHedgingMemberpnc:BorrowedFundsDiscontinuedRelationshipsMemberus-gaap:DesignatedAsHedgingInstrumentMember2023-12-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2024-01-012024-03-310000713676us-gaap:MortgageBankingMemberus-gaap:InterestRateContractMemberus-gaap:NondesignatedMember2023-01-012023-03-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2024-01-012024-03-310000713676us-gaap:InterestRateContractMemberus-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2023-01-012023-03-310000713676us-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberpnc:ForeignExchangeAndOtherContractMember2024-01-012024-03-310000713676us-gaap:NondesignatedMemberus-gaap:CustomerContractsMemberpnc:ForeignExchangeAndOtherContractMember2023-01-012023-03-310000713676us-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2024-01-012024-03-310000713676us-gaap:NondesignatedMemberus-gaap:CustomerContractsMember2023-01-012023-03-310000713676pnc:OtherRiskManagementActivityMemberus-gaap:NondesignatedMemberpnc:ForeignExchangeAndOtherContractMember2024-01-012024-03-310000713676pnc:OtherRiskManagementActivityMemberus-gaap:NondesignatedMemberpnc:ForeignExchangeAndOtherContractMember2023-01-012023-03-310000713676us-gaap:NondesignatedMember2024-01-012024-03-310000713676us-gaap:NondesignatedMember2023-01-012023-03-310000713676pnc:OverTheCounterClearedMemberus-gaap:InterestRateContractMember2024-03-310000713676us-gaap:InterestRateContractMemberus-gaap:OverTheCounterMember2024-03-310000713676us-gaap:CommodityContractMember2024-03-310000713676pnc:ForeignExchangeAndOtherContractMember2024-03-310000713676pnc:OverTheCounterClearedMemberus-gaap:InterestRateContractMember2023-12-310000713676us-gaap:InterestRateContractMemberus-gaap:OverTheCounterMember2023-12-310000713676us-gaap:CommodityContractMember2023-12-310000713676pnc:ForeignExchangeAndOtherContractMember2023-12-310000713676srt:MaximumMemberus-gaap:LegalReserveMember2024-03-31pnc:segmentpnc:operatingUnit0000713676us-gaap:OperatingSegmentsMemberpnc:RetailBanking1Member2024-01-012024-03-310000713676us-gaap:OperatingSegmentsMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676us-gaap:OperatingSegmentsMemberpnc:AssetManagementGroupMember2024-01-012024-03-310000713676us-gaap:AllOtherSegmentsMember2024-01-012024-03-310000713676us-gaap:OperatingSegmentsMemberpnc:RetailBanking1Member2023-01-012023-03-310000713676us-gaap:OperatingSegmentsMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676us-gaap:OperatingSegmentsMemberpnc:AssetManagementGroupMember2023-01-012023-03-310000713676us-gaap:AllOtherSegmentsMember2023-01-012023-03-310000713676pnc:AssetManagementFeesMemberpnc:AssetManagementGroupMemberpnc:AssetManagementFeesAndBrokerageFeesMember2024-01-012024-03-310000713676pnc:AssetManagementFeesAndBrokerageFeesMemberpnc:RetailBanking1Memberpnc:BrokerageFeesMember2024-01-012024-03-310000713676pnc:AssetManagementFeesAndBrokerageFeesMemberpnc:RetailBanking1Member2024-01-012024-03-310000713676pnc:AssetManagementGroupMemberpnc:AssetManagementFeesAndBrokerageFeesMember2024-01-012024-03-310000713676pnc:TreasuryManagementFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:TreasuryManagementFeesMemberpnc:CorporateInstitutionalBankingMemberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:DebitCardFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:NetCreditCardFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:MerchantFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:MerchantFeesMemberpnc:CorporateInstitutionalBankingMemberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMemberpnc:OtherMember2024-01-012024-03-310000713676pnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:CorporateInstitutionalBankingMemberpnc:CashAndCashManagementFeesMember2024-01-012024-03-310000713676pnc:LendingAndDepositServicesMemberpnc:RetailBanking1Memberpnc:DepositAccountFeesMember2024-01-012024-03-310000713676pnc:LendingAndDepositServicesMemberpnc:OtherLendingAndDepositServicesMemberpnc:RetailBanking1Member2024-01-012024-03-310000713676pnc:LendingAndDepositServicesMemberpnc:OtherLendingAndDepositServicesMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676pnc:LendingAndDepositServicesMemberpnc:RetailBanking1Member2024-01-012024-03-310000713676pnc:LendingAndDepositServicesMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676pnc:CommercialAndResidentialMortgageBankingFeesMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676pnc:CapitalMarketsRelatedMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676us-gaap:ProductAndServiceOtherMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676pnc:ContractWithCustomersMemberpnc:RetailBanking1Member2024-01-012024-03-310000713676pnc:ContractWithCustomersMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676pnc:ContractWithCustomersMemberpnc:AssetManagementGroupMember2024-01-012024-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMemberpnc:RetailBanking1Member2024-01-012024-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMemberpnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMemberpnc:AssetManagementGroupMember2024-01-012024-03-310000713676pnc:RetailBanking1Member2024-01-012024-03-310000713676pnc:CorporateInstitutionalBankingMember2024-01-012024-03-310000713676pnc:AssetManagementGroupMember2024-01-012024-03-310000713676pnc:ContractWithCustomersMember2024-01-012024-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMember2024-01-012024-03-310000713676pnc:AssetManagementFeesMemberpnc:AssetManagementGroupMemberpnc:AssetManagementFeesAndBrokerageFeesMember2023-01-012023-03-310000713676pnc:AssetManagementFeesAndBrokerageFeesMemberpnc:RetailBanking1Memberpnc:BrokerageFeesMember2023-01-012023-03-310000713676pnc:AssetManagementGroupMemberpnc:AssetManagementFeesAndBrokerageFeesMemberpnc:BrokerageFeesMember2023-01-012023-03-310000713676pnc:AssetManagementFeesAndBrokerageFeesMemberpnc:RetailBanking1Member2023-01-012023-03-310000713676pnc:AssetManagementGroupMemberpnc:AssetManagementFeesAndBrokerageFeesMember2023-01-012023-03-310000713676pnc:TreasuryManagementFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:TreasuryManagementFeesMemberpnc:CorporateInstitutionalBankingMemberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:DebitCardFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:NetCreditCardFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:MerchantFeesMemberpnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:MerchantFeesMemberpnc:CorporateInstitutionalBankingMemberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMemberpnc:OtherMember2023-01-012023-03-310000713676pnc:RetailBanking1Memberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:CorporateInstitutionalBankingMemberpnc:CashAndCashManagementFeesMember2023-01-012023-03-310000713676pnc:LendingAndDepositServicesMemberpnc:RetailBanking1Memberpnc:DepositAccountFeesMember2023-01-012023-03-310000713676pnc:LendingAndDepositServicesMemberpnc:OtherLendingAndDepositServicesMemberpnc:RetailBanking1Member2023-01-012023-03-310000713676pnc:LendingAndDepositServicesMemberpnc:OtherLendingAndDepositServicesMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676pnc:LendingAndDepositServicesMemberpnc:RetailBanking1Member2023-01-012023-03-310000713676pnc:LendingAndDepositServicesMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676pnc:CommercialAndResidentialMortgageBankingFeesMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676pnc:CapitalMarketsRelatedMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676us-gaap:ProductAndServiceOtherMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676pnc:ContractWithCustomersMemberpnc:RetailBanking1Member2023-01-012023-03-310000713676pnc:ContractWithCustomersMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676pnc:ContractWithCustomersMemberpnc:AssetManagementGroupMember2023-01-012023-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMemberpnc:RetailBanking1Member2023-01-012023-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMemberpnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMemberpnc:AssetManagementGroupMember2023-01-012023-03-310000713676pnc:RetailBanking1Member2023-01-012023-03-310000713676pnc:CorporateInstitutionalBankingMember2023-01-012023-03-310000713676pnc:AssetManagementGroupMember2023-01-012023-03-310000713676pnc:ContractWithCustomersMember2023-01-012023-03-310000713676pnc:OutofScopeRetailBankingNoninterestIncomeMember2023-01-012023-03-310000713676pnc:CreditCardFeesNetMemberpnc:InScopeRetailBankingNoninterestIncomeMemberpnc:RetailBanking1Member2024-01-012024-03-310000713676pnc:CreditCardFeesNetMemberpnc:InScopeRetailBankingNoninterestIncomeMemberpnc:RetailBanking1Member2023-01-012023-03-310000713676srt:ScenarioForecastMemberus-gaap:SubsequentEventMember2024-04-082024-09-300000713676pnc:WilliamS.DemchakMember2024-01-012024-03-310000713676pnc:WilliamS.DemchakMember2024-03-31

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

______________________________________

FORM 10-Q

______________________________________

☒			QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended March 31, 2024

or

☐			TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from              to         

    

Commission file number 001-09718

The PNC Financial Services Group, Inc.

(Exact name of registrant as specified in its charter)

___________________________________________________________

Pennsylvania						25-1435979
(State or other jurisdiction of incorporation or organization)						(I.R.S. Employer Identification No.)

The Tower at PNC Plaza, 300 Fifth Avenue, Pittsburgh, Pennsylvania 15222-2401

(Address of principal executive offices, including zip code)

(888) 762-2265

(Registrant’s telephone number including area code)

(Former name, former address and former fiscal year, if changed since last report)

___________________________________________________________

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class			Trading Symbol(s)			Name of Each Exchange     on Which Registered
Common Stock, par value $5.00			PNC			New York Stock Exchange

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  ☒    No  ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  ☒    No  ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company”, and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer

☒

Accelerated filer

☐

Non-accelerated filer

☐

Smaller reporting company

☐

Emerging growth company

☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

    Yes  ☐  No  ☒

As of April 15, 2024, there were 397,907,180 shares of the registrant’s common stock ($5 par value) outstanding.

---

THE PNC FINANCIAL SERVICES GROUP, INC.

Cross-Reference Index to First Quarter 2024 Form 10-Q

			Pages
PART I – FINANCIAL INFORMATION
Item 1.   Financial Statements (Unaudited).
Consolidated Income Statement			40
Consolidated Statement of Comprehensive Income			41
Consolidated Balance Sheet			42
Consolidated Statement of Cash Flows			43
Notes To Consolidated Financial Statements (Unaudited)
Note 1 Accounting Policies			45
Note 2  Investment Securities			46
Note 3  Loans and Related Allowance for Credit Losses			49
Note 4   Loan Sale and Servicing Activities and Variable Interest Entities			60
Note 5  Goodwill and Mortgage Servicing Rights			62
Note 6 Leases			64
Note 7 Borrowed Funds			64
Note 8 Commitments			65
Note 9 Total Equity and Other Comprehensive Income			66
Note 10 Earnings Per Share			68
Note 11 Fair Value			69
Note 12 Financial Derivatives			76
Note 13 Legal Proceedings			82
Note 14 Segment Reporting			83
Note 15 Fee-based Revenue from Contracts with Customers			85
Note 16 Subsequent Events			87
Statistical Information (Unaudited)
Average Consolidated Balance Sheet And Net Interest Analysis			88
Reconciliation of Taxable-Equivalent Net Interest Income (non-GAAP)			90
Reconciliation of Core Noninterest Expense Guidance (non-GAAP)			90
Glossary			90
Defined Terms			90
Acronyms			91
Item 2.    Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A).
Financial Review			1
Executive Summary			1
Consolidated Income Statement Review			6
Consolidated Balance Sheet Review			9
Business Segments Review			12
Risk Management			19
Recent Regulatory Developments			34
Critical Accounting Estimates and Judgments			35
Internal Controls and Disclosure Controls and Procedures			37
Cautionary Statement Regarding Forward-Looking Information			38
Item 3. Quantitative and Qualitative Disclosures about Market Risk.			21-38, 49-50, 83-89
Item 4. Controls and Procedures.			37
PART II – OTHER INFORMATION
Item 1.    Legal Proceedings.			91
Item 1A.   Risk Factors.			91
Item 2.     Unregistered Sales of Equity Securities and Use of Proceeds.			92
Item 5.     Other Information			92
Item 6.      Exhibits.			93
Exhibit Index			93
Corporate Information			93
Signature			95

---

MD&A TABLE REFERENCE
Table			Description			Page
1			Summary of Operations, Per Common Share Data and Performance Ratios			2
2			Balance Sheet Highlights and Other Selected Ratios			3
3			Summarized Average Balances and Net Interest Income			6
4			Noninterest Income			7
5			Noninterest Expense			8
6			Provision for Credit Losses			8
7			Summarized Balance Sheet Data			9
8			Loans			10
9			Investment Securities			10
10			Weighted-Average Expected Maturities of Mortgage and Asset-Backed Debt Securities			11
11			Details of Funding Sources			11
12			Retail Banking Table			13
13			Corporate & Institutional Banking Table			15
14			Asset Management Group Table			18
15			Details of Loans			19
16			Commercial and Industrial Loans by Industry			20
17			Commercial Real Estate Loans by Geography and Property Type			21
18			Residential Real Estate Loan Statistics			22
19			Home Equity Loan Statistics			23
20			Auto Loan Statistics			23
21			Nonperforming Assets by Type			24
22			Change in Nonperforming Assets			24
23			Accruing Loans Past Due			25
24			Allowance for Credit Losses by Loan Class			26
25			Loan Charge-Offs and Recoveries			27
26			Senior and Subordinated Debt			28
27			Primary Contingent Liquidity Sources			28
28			Parent Company Notes Issued			29
29			Credit Ratings and Outlook			30
30			Basel III Capital			31
31			Net Interest Income Sensitivity Analysis			32
32			Economic Value of Equity Sensitivity Analysis			33
33			Equity Investments Summary			33
34			Key Macroeconomic Variables in CECL Weighted-Average Scenarios			36

---

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS TABLE REFERENCE
Table			Description			Page
35			Investment Securities Summary			46
36			Gross Unrealized Loss and Fair Value of Securities Available for Sale Without an Allowance for Credit Losses			47
37			Contractual Maturity of Debt Securities			48
38			Fair Value of Securities Pledged and Accepted as Collateral			48
39			Analysis of Loan Portfolio			50
40			Nonperforming Assets			51
41			Commercial Credit Quality Indicators			52
42			Credit Quality Indicators for Residential Real Estate and Home Equity Loan Classes			53
43			Credit Quality Indicators for Automobile, Credit Card, Education and Other Consumer Loan Classes			55
44			Loan Modifications Granted to Borrowers Experiencing Financial Difficulty			57
45			Financial Effect of FDMs			58
46			Payment Performance of FDMs Modified in the Last 12 Months			59
47			Payment Performance of FDMs Table			59
48			Rollforward of Allowance for Credit Losses			60
49			Loan Sale and Servicing Activities			61
50			Principal Balance, Delinquent Loans and Net Charge-offs Related to Serviced Loans For Others			61
51			Non-Consolidated VIEs			62
52			Mortgage Servicing Rights			63
53			Commercial Mortgage Servicing Rights – Key Valuation Assumptions			63
54			Residential Mortgage Servicing Rights – Key Valuation Assumptions			64
55			Lessor Income			64
56			Borrowed Funds			64
57			FHLB Borrowings, Senior Debt and Subordinated Debt			65
58			Commitments to Extend Credit and Other Commitments			65
59			Rollforward of Total Equity			66
60			Other Comprehensive Income (Loss)			67
61			Accumulated Other Comprehensive Income (Loss) Components			67
62			Dividends Per Share			67
63			Basic and Diluted Earnings Per Common Share			68
64			Fair Value Measurements – Recurring Basis Summary			69
65			Reconciliation of Level 3 Assets and Liabilities			70
66			Fair Value Measurements – Recurring Quantitative Information			72
67			Fair Value Measurements – Nonrecurring			74
68			Fair Value Option – Fair Value and Principal Balances			74
69			Fair Value Option – Changes in Fair Value			75
70			Additional Fair Value Information Related to Other Financial Instruments			75
71			Total Gross Derivatives			77
72			Gains (Losses) Recognized on Fair Value and Cash Flow Hedges in the Consolidated Income Statement			79
73			Hedged Items - Fair Value Hedges			79
74			Gains (Losses) on Derivatives Not Designated for Hedging			80
75			Derivative Assets and Liabilities Offsetting			81
76			Credit-Risk Contingent Features			82
77			Results of Businesses			85
78			Noninterest Income by Business Segment and Reconciliation to Consolidated Noninterest Income			86

---

FINANCIAL REVIEW

THE PNC FINANCIAL SERVICES GROUP, INC.

This Financial Review, including the Consolidated Financial Highlights, should be read together with our unaudited Consolidated Financial Statements and unaudited Statistical Information included elsewhere in this Quarterly Report on Form 10-Q (the “Report” or “Form 10-Q”) and with Items 6, 7, 8 and 9A of our 2023 Annual Report on Form 10-K (our “2023 Form 10-K”). For information regarding certain business, regulatory and legal risks, see the following: the Risk Management section of this Financial Review and of Item 7 in our 2023 Form 10-K; Item 1A Risk Factors included in our 2023 Form 10-K; and the Commitments and Legal Proceedings Notes included in this Report and Item 8 of our 2023 Form 10-K. Also, see the Cautionary Statement Regarding Forward-Looking Information section in this Financial Review and the Critical Accounting Estimates and Judgments section in this Financial Review and in our 2023 Form 10-K for certain other factors that could cause actual results or future events to differ, perhaps materially, from historical performance and from those anticipated in the forward-looking statements included in this Report. See Note 14 Segment Reporting for a reconciliation of total business segment earnings to total PNC consolidated net income as reported on a GAAP basis. In this Report, “PNC,” “we” or “us” refers to The PNC Financial Services Group, Inc. and its subsidiaries on a consolidated basis (except when referring to PNC as a public company, its common stock or other securities issued by PNC, which just refer to The PNC Financial Services Group, Inc.). References to The PNC Financial Services Group, Inc. or to any of its subsidiaries are specifically made where applicable.

See page 90 for a glossary of certain terms and acronyms used in this Report.

EXECUTIVE SUMMARY

Headquartered in Pittsburgh, Pennsylvania, we are one of the largest diversified financial institutions in the U.S. We have businesses engaged in retail banking, including residential mortgage, corporate and institutional banking and asset management, providing many of our products and services nationally. Our retail branch network is located coast-to-coast. We also have strategic international offices in four countries outside the U.S.

Key Strategic Goals

At PNC we manage our company for the long term. We are focused on the fundamentals of growing customers, loans, deposits and revenue and improving profitability, while investing for the future and managing risk, expenses and capital. We continue to invest in our products, markets and brand, and embrace our commitments to our customers, shareholders, employees and the communities where we do business.

We strive to serve our customers and expand and deepen relationships by offering a broad range of deposit, credit and fee-based products and services. We are focused on delivering those products and services to our customers with the goal of addressing their financial objectives and needs. Our business model is built on customer loyalty and engagement, understanding our customers’ financial goals and offering our diverse products and services to help them achieve financial well-being. Our approach is concentrated on organically growing and deepening client relationships across our businesses that meet our risk/return measures.

We are focused on our strategic priorities, which are designed to enhance value over the long term, and consist of:

•Expanding our leading banking franchise to new markets and digital platforms,

•Deepening customer relationships by delivering a superior banking experience and financial solutions, and

•Leveraging technology to create efficiencies that help us better serve customers.

Our capital and liquidity priorities are to support customers, fund business investments and return excess capital to shareholders, while maintaining appropriate capital and liquidity in light of economic conditions, the Basel III framework and other regulatory expectations. For more detail, see the Capital Highlights portion of this Executive Summary, the Liquidity and Capital Management portion of the Risk Management section of this Financial Review and the Supervision and Regulation section in Item 1 Business of our 2023 Form 10-K.

Signature Bank Portfolio Acquisition

On October 2, 2023, PNC acquired a portfolio of capital commitments facilities from Signature Bridge Bank, N.A. through an agreement with the FDIC as receiver of the former Signature Bank, New York. The acquired portfolio represented approximately $16.0 billion in total commitments, including approximately $9.0 billion of funded loans, at the time of acquisition.

Workforce Reduction

During the fourth quarter of 2023, PNC implemented a workforce reduction that is expected to reduce 2024 personnel expense by approximately $325 million, on a pre-tax basis. PNC incurred expenses of $150 million in the fourth quarter of 2023 in connection with this workforce reduction.

1    The PNC Financial Services Group, Inc. – Form 10-Q

---

FDIC Special Assessment

In November 2023, the FDIC approved a final rule to implement a special assessment to recover the loss to the Deposit Insurance Fund associated with protecting uninsured depositors following the closures of Silicon Valley Bank and Signature Bank. In the first quarter of 2024, PNC incurred an additional pre-tax expense of $130 million related to the increase in the FDIC’s expected losses. PNC incurred a pre-tax expense of $515 million during the fourth quarter of 2023.

Selected Financial Data

The following tables include selected financial data, which should be reviewed in conjunction with the Consolidated Financial Statements and Notes included in Item 1 of this Report as well as the other disclosures in this Report concerning our historical financial performance, our future prospects and the risks associated with our business and financial performance.

Table 1: Summary of Operations, Per Common Share Data and Performance Ratios

Dollars in millions, except per share data Unaudited			Three months ended
			March 31			December 31			March 31
			2024			2023			2023
Summary of Operations (a)
Net interest income			$	3,264		$	3,403		$	3,585
Noninterest income			1,881			1,958			2,018
Total revenue			5,145			5,361			5,603
Provision for credit losses			155			232			235
Noninterest expense			3,334			4,074			3,321
Income before income taxes and noncontrolling interests			$	1,656		$	1,055		$	2,047
Income taxes			312			172			353
Net income			$	1,344		$	883		$	1,694
Net income attributable to common shareholders			$	1,247		$	744		$	1,607
Per Common Share
Basic			$	3.10		$	1.85		$	3.98
Diluted			$	3.10		$	1.85		$	3.98
Book value per common share			$	113.30		$	112.72		$	104.76
Performance Ratios
Net interest margin (b)			2.57		%	2.66		%	2.84		%
Noninterest income to total revenue			37		%	37		%	36		%
Efficiency			65		%	76		%	59		%
Return on:
Average common shareholders’ equity			11.39		%	6.93		%	16.11		%
Average assets			0.97		%	0.62		%	1.22		%

(a)The Executive Summary and Consolidated Income Statement Review portions of this Financial Review section provide information regarding items impacting the comparability of the periods presented.

(b)See explanation and reconciliation of this non-GAAP measure in the Average Consolidated Balance Sheet and Net Interest Analysis and Reconciliation of Taxable-Equivalent Net Interest Income (non-GAAP) Statistical Information (Unaudited) section in Item 1 of this Report.

2    The PNC Financial Services Group, Inc. – Form 10-Q

---

Table 2: Balance Sheet Highlights and Other Selected Ratios

Dollars in millions, except as noted Unaudited			March 31 2024			December 31 2023			March 31 2023
Balance Sheet Highlights (a)
Assets			$	566,162		$	561,580		$	561,777
Loans			$	319,781		$	321,508		$	326,475
Allowance for loan and lease losses			$	4,693		$	4,791		$	4,741
Interest-earning deposits with banks			$	53,612		$	43,804		$	33,865
Investment securities			$	130,460		$	132,569		$	138,239
Total deposits			$	425,624		$	421,418		$	436,833
Borrowed funds			$	72,707		$	72,737		$	60,822
Total shareholders’ equity			$	51,340		$	51,105		$	49,044
Common shareholders’ equity			$	45,097		$	44,864		$	41,809
Other Selected Ratios
Common equity Tier 1			10.1		%	9.9		%	9.2		%
Loans to deposits			75		%	76		%	75		%
Common shareholders’ equity to total assets			8.0		%	8.0		%	7.4		%

(a)The Executive Summary and Conso