EXHIBIT 99.2


                    CERTIFICATION BY CHIEF FINANCIAL OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with The PNC Financial Services Group, Inc.'s (the Corporation)
Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2002
as filed with the Securities and Exchange Commission on the date hereof (the
Report), I, William S. Demchak, Vice Chairman and Chief Financial Officer of the
Corporation, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, to the best of my
knowledge, that:

     (1) The Report fully complies with the requirements of Section 13(a) of the
Securities Exchange Act of 1934; and

     (2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Corporation for the dates and periods covered by the Report.

This certification is being made for the exclusive purpose of compliance by the
chief financial officer of the Corporation with the requirements of Section 906
of the Sarbanes-Oxley Act of 2002, and may not be used by any person or for any
reason other than as specifically required by law.



/s/ William S. Demchak



William S. Demchak
Vice Chairman and Chief Financial Officer
November 14, 2002