EXHIBIT 23.2


                        CONSENT OF INDEPENDENT AUDITORS

We consent to the incorporation by reference in the Registration Statement
(Form S-8 No. 33-25140) pertaining to the PNC Bank Corp. Incentive Savings Plan
and in the related Prospectus of our report dated June 25, 1997 with respect to
the financial statements and schedules of the PNC Bank Corp. Incentive Savings
Plan and in the Registration Statement (Form S-8 No. 33-64557) pertaining to
the Midlantic Savings and Investment Plan and in the related Prospectus of our
report dated June 23, 1997 with respect to the financial statements and
schedules of the Midlantic Savings and Investment Plan, all of which are
included in this Annual Report on Form 10-K/A (Amendment No. 1) for the year
ended December 31, 1996.

                                        /s/ ERNST & YOUNG LLP

Pittsburgh, Pennsylvania
June 26, 1997

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