EXHIBIT 23

                        CONSENT OF INDEPENDENT AUDITORS

We consent to the incorporation by reference, in the Registration Statements
listed below, of our report dated January 24, 1997, with respect to the
consolidated financial statements of PNC Bank Corp. and subsidiaries
incorporated by reference in this Annual Report on Form 10-K of PNC Bank Corp.
for the year ended December 31, 1996.

Form S-3 relating to the Dividend Reinvestment and Stock Purchase 
Plan (No. 333-19003)

Form S-8 relating to the PNC Bank Corp. Supplemental Incentive Savings Plan and
PNC Bank Corp. and Affiliates Deferred Compensation Plan (No. 333-18069)

Form S-8 relating to the PNC Retirement Savings Plan (No. 333-03901)

Form S-8 relating the PNC Bank Corp. Employee Stock Purchase Plan (No. 33-62311)

Form S-3 relating to the Dividend Reinvestment and Stock Purchase Plan of PNC
Bank Corp. (No. 33-61083)

Form S-3 relating to the shelf registration of $1 billion of debt securities of
PNC Funding Corp., unconditionally guaranteed by PNC Bank Corp., and/or 
preferred  stock of PNC Bank Corp. (No. 33-55114)

Form S-8 relating to the PNC Bank Corp. 1992 Long-Term Incentive Award Plan
(No. 33-54960)

Post-Effective Amendment No. 1 on Form S-3 relating to the shelf registration
of $500 million of debt securities of PNC Funding Corp., unconditionally
guaranteed by PNC Bank Corp. (No. 33-42803)

Form S-8 relating to the 1987 Senior Executive Long-Term Award Plan of PNC Bank
Corp. (now known as the PNC Bank Corp. 1992 Long-Term Incentive Award Plan)
(No. 33-28828)

Post-Effective Amendment No. 1 (on Form S-8) to Form S-4 relating to the
exercise of stock options assumed by PNC Bank Corp. in connection with the
merger of a wholly-owned subsidiary of PNC Bank Corp. with and into Bank of
Delaware Corporation (No. 33-25642)

Post-Effective Amendment No. 1 to Form S-8 relating to the PNC Bank Corp.
Incentive Savings Plan (No. 33-25140)

Post-Effective Amendment No. 1 (on Form S-3) to Form S-4 relating to the
conversion of outstanding debentures assumed in connection with the merger of
PNC Bank Corp., Kentucky, Inc., with and into a wholly-owned subsidiary of 
PNC Bank Corp. (No. 33-10016)

Post-Effective Amendment No. 1 on Form S-8 relating to the Stock Option Plan of
PNC Bank Corp. (No. 2-92181)

Post-Effective Amendment No. 2 on Form S-8 relating to the PNC Bank Corp.
Employee Stock Purchase Plan (No. 2-83510)


Pittsburgh, Pennsylvania                                      ERNST & YOUNG LLP
March 21, 1997