Exhibit 23.2

                        CONSENT OF INDEPENDENT AUDITORS

We consent to the incorporation by reference in the Registration Statement (Form
S-8 No. 33-25140) pertaining to the PNC Bank Corp. Incentive Savings Plan and in
the related Prospectus of our report dated June 18, 1996 with respect to the
financial statements and schedules of the PNC Bank Corp. Incentive Savings Plan
and in the Registration Statement (Form S-8 No. 33-64557) pertaining to the
Midlantic Savings and Investment Plan and in the related Prospectus of our
report dated June 14, 1996 with respect to the financial statement and schedules
of the Midlantic Savings and Investment Plan, all of which are included in this
Annual Report on Form 10-K/A (Amendment No. 1) for the year ended December 31,
1995.

                                                  /s/ ERNST & YOUNG LLP

Pittsburgh, Pennsylvania
June 27, 1996


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