EXHIBIT 23.1



                         INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in the Form 10-K for the year ended
December 31, 2002 of The PNC Financial Services Group, Inc. (the "Corporation")
and the following Registration Statements of our report dated February 17, 2003
(which report expresses an unqualified opinion and includes an explanatory
paragraph relating to the change in the method of accounting for goodwill and
other intangible assets), appearing in the Annual Report to Shareholders of The
PNC Financial Services Group, Inc. for the year ended December 31, 2002 and to
the reference to auditors' reports under the headings "Experts" or "Interests of
Named Experts and Counsel", as applicable, in the following Registration
Statements and related prospectuses:

    o  Forms S-8 relating to the Corporation's 1997 Long-Term Incentive Award
       Plan (formerly the Corporation's 1987 Senior Executive Long-Term
       Incentive Award Plan, as amended the 1992 Long-Term Incentive Award Plan)
       (Nos. 33-28828, 33-54960, and 333-53806)

    o  Form S-3 relating to the Corporation's Dividend Reinvestment and
       Stock Purchase Plan (No. 333-19003)

    o  Form S-8 relating to the Corporation's Employee Stock Purchase Plan
       (No. 333-25867)

    o  Forms S-8 relating to the Corporation's Incentive Savings Plan
       (formerly The PNC Financial Services Group, Inc. Incentive Savings Plan
       and PNC Retirement Savings Plan) (Nos. 33-25140, 333-03901 and 333-65042)

    o  Forms S-8 relating to the Corporation's Supplemental Incentive
       Savings Plan and the Corporation and Affiliates Deferred Compensation
       Plan (Nos. 333-18069 and 333-65040)

    o  Forms S-3 relating to the shelf registration of capital securities
       of PNC Capital Trust C, PNC Capital Trust D, PNC Capital Trust E and PNC
       Capital Trust F, fully and unconditionally guaranteed, to the extent
       described therein, by the Corporation (Nos. 333-50651, 333-50651-01,
       333-50651-02, 333-50651-03, and 333-50651-04)

    o  Forms S-3 relating to the shelf registration of debt securities of
       PNC Funding Corp., unconditionally guaranteed by the Corporation, and/or
       warrants to purchase such debt securities, and/or common stock and/or
       preferred stock and/or depository shares of the Corporation and/or
       warrants to purchase such common stock, preferred stock and/or depository
       shares (Nos. 333-69576 and 333-69576-01)

    o  Form S-8 relating to the Corporation's 1996 Executive Incentive
       Award Plan (No. 333-74666)


/s/ Deloitte & Touche LLP

Pittsburgh, Pennsylvania
March 13, 2003