EXHIBIT 23

                         CONSENT OF INDEPENDENT AUDITORS

We consent to the incorporation by reference in the Registration Statement (Form
S-8 No. _______), pertaining to The PNC Financial Services Group, Inc. Incentive
Savings Plan and the PNC Retirement Savings Plan, of our reports (a) dated
January 31, 2001, with respect to the consolidated financial statements of The
PNC Financial Services Group, Inc. and subsidiaries incorporated by reference in
its Annual Report on Form 10-K for the year ended December 31, 2000, (b) dated
May 24, 2001, with respect to the financial statements and schedules of The PNC
Financial Services Group, Inc. Incentive Savings Plan included in its Annual
Report on Form 11-K for the fiscal year ended December 31, 2000, and (c) dated
May 24, 2001, with respect to the financial statements and schedules of the PNC
Retirement Savings Plan included in its Annual Report on Form 11-K for the
fiscal year ended December 31, 2000, filed with the Securities and Exchange
Commission.


                                                           /s/ Ernst & Young LLP


July 9, 2001
Pittsburgh, Pennsylvania